Shelby County property record for 1246 Island Pl E, Memphis, TN 38103
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 2.5 ba · 2,546 sqft · built 2004 |
| Lot Size | 0.129 acres (5,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $469,900 (Nov 2023) |
| Tax Bill | $3,280 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-9077-F0-0027 |
| Primary APN | 06-9077-F0-0027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,546 sqft Living Area |
| Gross Area | 2,978 sqft |
| 1st Floor Area | 940 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Lot Area | 5,602 sqft (0.129 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1246 ISLAND PL E |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38103-8981 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | EMP |
| Legal Description | ES ISLAND PLACE EAST SEE MAP GRID 113 F |
| Legal Subdivision | ISLAND VIEW PD |
| Legal Lot Number | 27 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 100 |
1246 Island Pl E, a planned unit development, is owned and occupied by an individual who bought it in November 2023.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1246 ISLAND PL E, MEMPHIS, TN 38103-8981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage PATRIOT BANK |
| Jun 25, 2020 | Quit Claim Deed, Transfer LOANDEPOT.COM LLC |
| Dec 20, 2018 | Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2023 · Amount on File |
| Deed Sale | Nov 17, 2023 · Amount on File |
| Prior Sale | Dec 20, 2018 · Amount on File |
| Deed Document Number | 202398937 |
| Prior Transfer Date | Jun 11, 2020 |
| Prior Transfer Doc | 0000064895 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 1246 ISLAND PL E, MEMPHIS, TN 38103-8981 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1246 ISLAND PL E, MEMPHIS, TN 38103-8981 |
| Document Number | 0025083003 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 25083003 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Nov 17, 2023 |
| Property Address | 1246 ISLAND PL E, MEMPHIS, TN 38103-8981 |
| Document Number | 0023098937 |
| Map Reference | MB 244 PG 37 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 23098937 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | CLOSETRAK LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,738.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1246 ISLAND PL E, MEMPHIS, TN 38103-8981 |
| Document Number | 0023098938 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 23098938 |
| Name | PATRIOT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 25, 2020 |
| Property Address | 1246 ISLAND PL E, MEMPHIS, TN 38103-8981 |
| Document Number | 0000064895 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 64895 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2020 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1246 ISLAND PL E MEMPHIS TN 381038981, MEMPHIS, TN 38103-8981 |
| Document Number | 64896 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 64896 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Dec 20, 2018 |
| Property Address | 1246 ISLAND PL E, MEMPHIS, TN 38103-8981 |
| Document Number | 0000129183 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 129183 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2019 |
| Title Company | MEMPHIS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,339.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1246 E ISLAND PL MEMPHIS TN 38103, MEMPHIS, TN 38103 |
| Document Number | 129184 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 129184 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2048 |
The 2025 property tax bill for 1246 Island Pl E was $3,280.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,280.00 | $121,950 Land $17,950 Building $104,000 | $487,800 Land $71,800 Building $416,000 |
| 2023 | $95,100 Land $12,575 Building $82,525 | ||
| 2022 | $5,793.00 | ||
| 2021 | $380,400 Land $50,300 Building $330,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1246 Island Pl E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1246 Island Pl E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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