1246 Horizon Rdg, El Cajon, CA 92020 Property Records

San Diego County property record for 1246 Horizon Rdg, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,918 sqft · built 1951
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Company Names on File
Last Sale	$1,000,000 (Oct 2020)
Tax Bill	$12,661 (2025)
Deeds & Mortgages	May 2024 Transfer May 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`493-310-15-00`

Property Details

APN / Parcel Number

Primary APN	`493-310-15-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	1,918 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	81,893 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1246 HORIZON RDG
City	EL CAJON
State	CA
Zip	92020-7785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	TCT A SEC 14-16-1W POR TR CC000262
Legal Range	01W
Legal Township	16
Legal Section	14
Legal Subdivision	RANCHO EL CAJON
Legal Tract	A
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	15403

Owner

1246 Horizon Rdg is owned by a company that bought it in October 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	1246 HORIZON RDG, EL CAJON, CA 92020-7785
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Intrafamily Transfer, Transfer
May 10, 2024	Intrafamily Transfer, Transfer
Oct 19, 2020	Grant Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on File
Deed Sale	Oct 19, 2020 · Amount on File
Prior Sale	Sep 30, 1993 · Amount on File
Deed Document Number	2020632999
Prior Transfer Date	Apr 29, 1996
Prior Transfer Doc	0000218351
Record Updated	Oct 29, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2024
Property Address	1246 HORIZON RDG, EL CAJON, CA 92020-7785
Document Number	0000118063
Instrument Date	May 7, 2024
Instrument	2024-0118063
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1246 HORIZON RDG, EL CAJON, CA 92020-7785

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2024
Property Address	1246 HORIZON RDG, EL CAJON, CA 92020-7785
Document Number	0000118062
Instrument Date	May 7, 2024
Instrument	2024-0118062
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1246 HORIZON RDG, EL CAJON, CA 92020-7785

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 19, 2020
Property Address	1246 HORIZON RDG, EL CAJON, CA 92020-7785
Document Number	0000632999
Instrument Date	Sep 11, 2020
Instrument	2020-0632999
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1246 HORIZON RDG, EL CAJON, CA 92020-7785

Mortgage

Document Number	0000633000
Date	Oct 19, 2020
Instrument	2020-0633000

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1246 Horizon Rdg was $12,661 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,104,078 (+2%) Land $717,651 Building $386,427
2025	$12,661.00 Homeowner's exemption	$1,082,430 Land $703,580 Building $378,850
2023	$12,407.00 (+1.6%) Homeowner's exemption	$1,040,400 Land $676,260 Building $364,140
2022	$12,212.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1246 Horizon Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1246 Horizon Rdg is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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