Citrus County property record for 1246 E Liberty St, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,503 sqft · built 1989 |
| Lot Size | 1.19 acres (52,118 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Dec 2020) |
| Tax Bill | $3,858 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-33-0010-00090-001.0 |
| Primary APN | 19E-18S-33-0010-00090-001.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,503 sqft Living Area |
| 1st Floor Area | 2,503 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 52,118 sqft (1.19 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 448 sqft |
| Porch | Open Porch |
| Porch Area | 348 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2530286 |
|---|---|
| Old Parcel Number | 3318S19E0010000900010 |
| Street Address | 1246 E LIBERTY ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR PLANNED DEVELOPMENT(S |
| Legal Description | CLEARVIEW ESTS PB 13 PG 57 LOT 1 BLK 9 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 33 |
| Legal Subdivision | CLEARVIEW ESTATES |
| Legal Block | 9 |
| Legal Lot Number | 1 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 450705 |
1246 E Liberty St is owned and occupied by an individual who bought it in December 2020.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1246 E LIBERTY ST, HERNANDO, FL 34442-5208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on File |
| Deed Sale | Dec 14, 2020 · Amount on File |
| Prior Sale | Mar 7, 2014 · Amount on File |
| Deed Document Number | 2020067995 |
| Deed Book / Page | 3116 / 1302 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Dec 14, 2020 |
| Property Address | 1246 E LIBERTY ST, HERNANDO, FL 34442-5208 |
| Document Number | 0031161302 |
| Book / Page | 3116 / 1302 |
| Map Reference | MB 13 PG 57-61 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 2020067995 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | CITRUS TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1855 W ANGELICA LOOP, 1855, LECANTO, FL 34461-6422 |
| Name | Verified Name |
|---|---|
| Address | 1246 E LIBERTY ST, HERNANDO, FL 34442-5208 |
| Document Number | 31161304 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 3116/1304 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 1246 E LIBERTY ST, HERNANDO, FL 34442-5208 |
| Document Number | 0028600127 |
| Book / Page | 002860 / 000127 |
| Instrument Date | Oct 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1246 E LIBERTY ST HERNANDO FL 344425208, HERNANDO, FL 34442-5208 |
| Document Number | 0028600127 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 002860/000127 |
| Instrument | 48920 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 24, 2047 |
The 2025 property tax bill for 1246 E Liberty St was $3,858 with exemptions applied, up 4.3% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,858.00 (+4.3%) Homeowner's exemption Additional exemption filed | $358,005 (-4.67%) Land $41,500 Building $316,505 | $358,005 (-4.67%) Land $41,500 Building $316,505 |
| 2024 | $3,699.00 (+1.01%) Homeowner's exemption Additional exemption filed | $375,554 (-1.39%) Land $35,000 Building $340,554 | $375,554 (-1.39%) Land $35,000 Building $340,554 |
| 2023 | $3,662.00 (+6.83%) Homeowner's exemption Additional exemption filed | $380,859 (+16.22%) Land $33,800 Building $347,059 | $380,859 (+16.22%) Land $33,800 Building $347,059 |
| 2022 | $3,428.00 Homeowner's exemption Additional exemption filed | $327,704 Land $28,300 Building $299,404 | $327,704 Land $28,300 Building $299,404 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1246 E Liberty St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1246 E Liberty St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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