Carroll County property record for 1246 Canon Way, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,113 sqft · built 1998 |
| Lot Size | 1.28 acres (56,105 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,945 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-117736 |
| Primary APN | 07-117736 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,113 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 56,105 sqft (1.28 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 138 sqft |
| Deck Area | 320 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 117736 |
|---|---|
| Street Address | 1246 CANON WAY |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 2 - 1.2877 ACS 1246 CANON WAY 35-95/94 DIAMOND HILLS SC 1 |
| Legal Subdivision | DIAMOND HILLS SEC 01 |
| Legal Lot Number | 2 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 507801 |
1246 Canon Way is owned and occupied by an individual who acquired it in October 2024.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1246 CANON WAY, WESTMINSTER, MD 21157-5760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 25, 2019 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jun 4, 2020 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2024 |
| Deed Sale | Oct 3, 2024 |
| Prior Sale | Jun 17, 2016 · Amount on File |
| Deed Book / Page | 11335 / 452 |
| Prior Transfer Date | Sep 25, 2024 |
| Prior Transfer Doc | 0113350452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1246 CANON WAY, WESTMINSTER, MD 21157-5760 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0101600404 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 10160/404 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1246 CANON WAY, WESTMINSTER, MD 21157-5760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0094210061 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 9421/0061 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1246 CANON WAY, WESTMINSTER, MD 21157-5760 |
| Document Number | 0097690125 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1246 CANON WAY WESTMINSTER MD 211575760, WESTMINSTER, MD 21157-5760 |
| Document Number | 0097690125 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 009769/000125 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 21, 2050 |
The 2026 property tax bill for 1246 Canon Way was $5,945 with a homeowner's exemption, up 5.1% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,945.00 (+5.07%) Homeowner's exemption | $549,100 (+6.28%) Land $142,800 Building $406,300 | $549,100 (-) Land $142,800 Building $406,300 |
| 2025 | $5,658.00 Homeowner's exemption | $516,633 | $549,100 Land $142,800 Building $406,300 |
| 2023 | $5,104.00 Homeowner's exemption | $451,700 Land $142,800 Building $308,900 | $451,700 Land $142,800 Building $308,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1246 Canon Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1246 Canon Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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