12457 Nora Ct, Allendale, MI 49401 Property Records

Ottawa County property record for 12457 Nora Ct, Allendale, MI 49401

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,986 sqft · built 2024
Lot Size	0.645 acres (28,096 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Jan 2024)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-09-14-197-008`

Property Details

APN / Parcel Number

Primary APN	`70-09-14-197-008`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,986 sqft Living Area
1st Floor Area	1,818 sqft
Basement Area	1,818 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Condo/Apartment
Lot Area	28,096 sqft (0.645 acres)
Garage Area	1,449 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12457 NORA CT
City	ALLENDALE
State	MI
Zip	49401-9223
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	UNIT 23 KENNEDY LAKE AS RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2022-0040294 CONDO PLAN #634 SEC 14 T7N R14W
Legal Range	14W
Legal Township	07N
Legal Section	14
Legal Subdivision	KENNEDY LAKE
Legal Unit	23
Jurisdiction	OTTAWA MI
Township / Civil Division	ALLENDALE
Census Block Group	2
Census Block	2016
Census Tract	24300

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12457 NORA CT, ALLENDALE, MI 49401-9223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 18, 2024	Warranty Deed, Transfer · Conventional Mortgage WEST MICHIGAN COMMUNITY BANK
Jan 11, 2023	Land Contract, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2024 · Amount on Record
Deed Sale	Jan 18, 2024 · Amount on Record
Deed Document Number	20241504
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	12457 NORA CT, ALLENDALE, MI 49401-9223
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12457 NORA CT 23, 23, ALLENDALE, MI 49401-9223

Mortgage

Document Number	20260003191
Date	Feb 4, 2026
Instrument	2026-0003191

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 18, 2024
Property Address	12457 NORA CT, ALLENDALE, MI 49401-9223
Document Number	20240001504
Map Reference	DOC 2017-0046691
Instrument Date	Jan 5, 2024
Instrument	2024-0001504
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7263 TORY DR, HUDSONVILLE, MI 49426-9066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4757 ROCKPORT BLVD, HUDSONVILLE, MI 49426-7364

Mortgage

Document Number	20240001506
Date	Jan 18, 2024
Instrument	2024-0001506

Lender

Name	WEST MICHIGAN COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.1%
Margin	3
Max Rate	12.1%

January 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	OTTAWA MI
Recording Date	Jan 11, 2023
Property Address	12457 NORA CT, ALLENDALE, MI 49401-9223
Document Number	20230000868
Instrument Date	Jan 11, 2023
Instrument	2023-0000868
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7263 TORY DR, HUDSONVILLE, MI 49426-9066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9241 LAKESHORE DR, WEST OLIVE, MI 49460-9552

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Allendale Charter Township
Unified School District	Allendale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,100 (+634.84%)	$814,200 (+634.84%)
2025	$1,550.00 Homeowner's exemption	$55,400 (+18.12%)	$110,800 (+18.12%)
2023		$46,900	$93,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Fiber.

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