12455 Spreading Oak Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 12455 Spreading Oak Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,659 sqft · built 1993
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Nov 2017)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage Jun 2017 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0867-0260`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0867-0260`
Alternative APNs	`00455019` `455019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,659 sqft Living Area
1st Floor Area	1,659 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	251 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00455019
Street Address	12455 SPREADING OAK DR
City	SPRING HILL
State	FL
Zip	34609-4068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 867 LOT 26
Legal Range	18E
Legal Township	23S
Legal Section	21
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	867
Legal Lot Number	26
Legal Unit	13
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1026
Census Tract	40907

Owner

12455 Spreading Oak Dr is owned and occupied by an individual who bought it in November 2017.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	6267 GRAPEWOOD RD, SPRING HILL, FL 34609-1129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2017	Special Warranty Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC
Jun 27, 2017	Grant Deed, Foreclosure
May 25, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Prior Sale	Jun 27, 2017
Deed Document Number	2017063122
Deed Book / Page	3523 / 1324
Record Updated	Jun 8, 2026

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 8, 2017
Property Address	12455 SPREADING OAK DR, SPRING HILL, FL 34609-4068
Document Number	0035231324
Book / Page	3523 / 1324
Map Reference	MB8 PG84-100
Instrument Date	Oct 26, 2017
Instrument	2017063122
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6267 CRPEWOOD RD, SPRING HILL, FL 34609

Mortgage

Document Number	2017063123
Date	Nov 8, 2017
Instrument	2017063123

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

June 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 27, 2017
Property Address	12455 SPREADING OAK DR, SPRING HILL, FL 34609-4068
Document Number	0034821691
Book / Page	003482 / 001691
Instrument Date	Jun 9, 2017
Instrument	36539
Transaction Type	Foreclosure
Record Updated	Jul 24, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	May 25, 2017
Property Address	12455 SPREADING OAK DR, SPRING HILL, FL 34609-4068
Document Number	0034730370
Book / Page	003473 / 000370
Instrument Date	May 9, 2017
Instrument	30184
Transaction Type	Foreclosure
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	820 FOLLIN LN SE VIENNA VA 221804907, VIENNA, VA 22180-4907

Tax Assessment & Valuation

The 2025 property tax bill for 12455 Spreading Oak Dr was $1,322 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,322.00 Additional exemption filed	$132,101	$233,780 Land $39,551 Building $194,229
2023		$124,639 (+3%) Land $124,639
2022	$1,292.00 Homeowner's exemption	$121,009	$232,965 Land $33,750 Building $199,215

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12455 Spreading Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2012–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12455 Spreading Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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