12453 Split Rein Dr, Etiwanda (Rancho Cucamonga), CA 91739 Property Records

San Bernardino County property record for 12453 Split Rein Dr, Etiwanda, CA 91739

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.75 ba · 3,650 sqft · built 2004
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$809,000 (Oct 2017)
Tax Bill	$13,488 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0225-652-13-0000`

Property Details

APN / Parcel Number

Primary APN	`0225-652-13-0000`

Interior

Bedrooms	6 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,650 sqft Living Area
Gross Area	4,474 sqft
1st Floor Area	1,734 sqft
2nd Floor Area	1,916 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	824 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	327 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12453 SPLIT REIN DR
City	RANCHO CUCAMONGA
State	CA
Zip	91739-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14498 LOT 32 BOOK 286 PAGE 23
Legal Tract	14498
Legal Block	3
Legal Lot Number	32
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3000
Census Tract	2043

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12453 SPLIT REIN DR, RANCHO CUCAMONGA, CA 91739-2415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Deed of Trust, Mortgage · ARM CATHAY BANK
Oct 31, 2017	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	May 28, 2004 · Amount on Record
Deed Document Number	2017450377
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12453 SPLIT REIN DR, ETIWANDA, CA 91739-2415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000176670
Date	May 31, 2019
Instrument	2019-0176670

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	10.3%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 31, 2017
Property Address	12453 SPLIT REIN DR, ETIWANDA, CA 91739-2415
Document Number	0000450377
Map Reference	MB286 PG23-26
Instrument Date	Aug 23, 2017
Instrument	2017-0450377
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12453 SPLIT REIN DR, RANCHO CUCAMONGA, CA 91739-2415

Mortgage

Document Number	0000450378
Date	Oct 31, 2017
Instrument	2017-0450378

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2018
Change Frequency	Annually
Min Rate At Change	4.32%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$938,783 (+2%) Land $234,695 Building $704,088
2025	$13,488.00 (+5.09%)	$920,375 (+4.04%) Land $230,093 Building $690,282
2023	$12,835.00 (+1.45%)	$884,635 Land $221,158 Building $663,477
2022	$12,652.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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