12451 W Monument Dr, Post Falls, ID 83854 Property Records

Kootenai County property record for 12451 W Monument Dr, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 848 sqft · built 1994
Lot Size	12.5 acres (544,979 sqft)
Owner	Individual Name on Record
Tax Bill	$2,216 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0L512003004B`

Property Details

APN / Parcel Number

Primary APN	`0L512003004B`
Alternative APN	`187060`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	848 sqft Living Area

Exterior

Year Built	Built 1994
Construction Type	Frame
Foundation Type	Concrete
Lot Area	544,979 sqft (12.5 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Stable	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	187060
Street Address	12451 W MONUMENT DR
City	POST FALLS
State	ID
Zip	83854-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLINGTON HEIGHTS ESTATES 2ND ADD, TAX#28101 [IN LT 4 BLOCK 3 & GOVT LT2 & NE-SW] 1550N05W
Legal Subdivision	WELLINGTON HEIGHTS ESTATES
Legal Block	3
Legal Lot Number	2,4
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1010
Census Tract	401

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 853, HAYDEN, ID 83835-0853
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK
Mar 7, 2023	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Jun 1, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020
Deed Sale	Jun 1, 2020
Prior Sale	Apr 28, 2006
Deed Document Number	2754932000
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	12451 W MONUMENT DR, POST FALLS, ID 83854-4708
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12451 W MONUMENT DR, POST FALLS, ID 83854-4708

Mortgage

Document Number	3016650000
Date	Sep 17, 2025
Instrument	3016650000

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	12451 W MONUMENT DR, POST FALLS, ID 83854-4708
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2754934000
Date	Jun 1, 2020
Instrument	2754934000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	12451 W MONUMENT DR, POST FALLS, ID 83854-4708
Transaction Type	Mortgage
Record Updated	Mar 23, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2930445000
Date	Mar 7, 2023
Instrument	2930445000

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jun 1, 2020
Property Address	12451 W MONUMENT DR, POST FALLS, ID 83854-4708
Document Number	2754932000
Instrument Date	May 29, 2020
Instrument	2754932000
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 853, HAYDEN, ID 83835-0853

Mortgage

Document Number	2754935000
Date	Jun 1, 2020
Instrument	2754935000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,216.00 (-0.36%)	$586,556 (+3.57%) Land $411,626 Building $174,930	$840,422 (+3.07%) Land $665,492 Building $174,930
2024	$2,224.00 (+4.51%)
2023	$2,128.00 (-34.54%)	$566,337 (-29.52%) Land $386,507 Building $179,830	$815,421 (+1.49%) Land $635,591 Building $179,830
2022	$3,251.00	$803,488 Land $623,658 Building $179,830	$803,488 Land $623,658 Building $179,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 80% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	50 / 10
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Verizon.

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