12451 Chuckanut Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 12451 Chuckanut Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,378 sqft · built 1963
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Sep 2026)
Tax Bill	$7,080 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-27-227-002`

Property Details

APN / Parcel Number

Primary APN	`04-27-227-002`
Alternative APNs	`427227002` `027A098`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
Basement Area	1,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Lot Area	24,829 sqft (0.57 acres)
Garage Area	676 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	027A098
Street Address	12451 CHUCKANUT DR
City	ROSCOE
State	IL
Zip	61073-9627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LYNNHURST FOURTH ADDN BNG PT NE1/4 SEC27 + PT SE1/4 SEC 22-46-2 LOT 006 BLOCK 006
Legal Range	2
Legal Township	46
Legal Section	22
Legal Subdivision	LYNNHURST
Legal Block	006
Legal Lot Number	006
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	4
Census Block	4010
Census Tract	3903

Owner

Source: Winnebago County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12451 CHUCKANUT DR, ROSCOE, IL 61073-9627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Jun 2, 2026	Deed of Trust, Mortgage · Balloon Mortgage FREE STATE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Jun 22, 2016 · Amount on Record
Deed Document Number	202625018
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 21, 2026
Property Address	12451 CHUCKANUT DR, ROSCOE, IL 61073-9627
Document Number	0000025018
Instrument Date	Sep 17, 2026
Instrument	202625018
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12451 CHUCKANUT DR, ROSCOE, IL 61073-9627

Mortgage

Document Number	0000025019,
Date	Sep 21, 2026
Instrument	202625019

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 2, 2026
Property Address	12451 CHUCKANUT DR, ROSCOE, IL 61073-9627
Document Number	0000013598
Instrument Date	May 27, 2026
Instrument	202613598
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12451 CHUCKANUT DR, ROSCOE, IL 61073-9627

Mortgage

Document Number	0000013598,
Date	Jun 2, 2026
Instrument	202613598

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jun 15, 2028

Interest

Rate Type	Balloon
Rate	7.13%
Initial Type	Balloon
Max Rate	-1%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,080.00 (+4.04%) Homeowner's exemption	$96,911 (+9.49%) Land $16,923 Building $79,988	$290,733 (+9.49%) Land $50,769 Building $239,964
2024	$6,805.00	$88,511 (+21.89%) Land $15,456 Building $73,055	$265,533 (+21.89%) Land $46,368 Building $219,165
2022	Homeowner's exemption	$72,613 Land $12,680 Building $59,933	$217,839 Land $38,040 Building $179,799

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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