Washington County property record for 12450 Saint Paul Rd, Clear Spring, MD 21722
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,473 sqft · built 2005 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $34,500 (Aug 2002) |
| Tax Bill | $5,095 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-014863 |
| Primary APN | 04-014863 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,473 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 64,904 sqft (1.49 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 238 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 014863 |
|---|---|
| Street Address | 12450 SAINT PAUL RD |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A(R) |
| Legal Description | LOT 7 1.49 ACRES 12450 ST PAUL RD MEADOWS AT ST PAUL |
| Legal Subdivision | MEADOWS AT ST |
| Legal Lot Number | 7 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 4, CLEAR SPRING |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 10600 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12450 SAINT PAUL RD, CLEAR SPRING, MD 21722-1743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Nov 17, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2002 · Amount on Record |
| Deed Sale | Aug 8, 2002 · Amount on Record |
| Deed Document Number | 20022816 |
| Deed Book / Page | 1814 / 600 |
| Last Transfer Date | Nov 13, 2025 |
| Transfer Doc | 0078040111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12450 SAINT PAUL RD, CLEAR SPRING, MD 21722-1743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 12450 SAINT PAUL RD, CLEAR SPRING, MD 21722-1743 |
| Document Number | 0078510488 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 7851/488 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | BALTIMORE, MD 21203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Nov 17, 2025 |
| Property Address | 12450 SAINT PAUL RD, CLEAR SPRING, MD 21722-1743 |
| Document Number | 0078040111 |
| Book / Page | 7804 / 111 |
| Map Reference | FO 4683 |
| Instrument Date | Nov 13, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12450 SAINT PAUL RD, CLEAR SPRING, MD 21722-1743 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,095.00 (+9.92%) | $486,300 (+10.06%) Land $74,900 Building $411,400 | $486,300 (-) Land $74,900 Building $411,400 |
| 2025 | $4,635.00 (+11.04%) | $441,867 (+25.17%) | $486,300 (+37.76%) Land $74,900 Building $411,400 |
| 2024 | $4,174.00 (+13.7%) | ||
| 2023 | $3,671.00 | $353,000 Land $74,900 Building $278,100 | $353,000 Land $74,900 Building $278,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Cable | 1,300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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