Oakland County property record for 12450 Memory Ln, White Lake, MI 48386
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 1,618 sqft · built 2001 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,364 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | Y-12-15-251-025 |
| Primary APN | Y-12-15-251-025 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,618 sqft Living Area |
| 1st Floor Area | 1,079 sqft |
| Basement Area | 1,233 sqft |
| Unfinished Basement | 1,079 sqft |
| Game Room | Game Room |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 69,696 sqft (1.6 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 154 sqft |
| Deck Area | 202 sqft |
| Patio Area | 350 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 12450 MEMORY LN |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48386-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | T3N, R8E, SEC 15 PART OF NE 1/4 BEG AT PT DIST N 04-42-54 W 321 FT & N 89-10-46 E 293.46 FT FROM CEN OF SEC, TH N 89-10-46 E 279.34 FT, TH S 03-23-20 E 249.25 FT, TH S 86-36-40 W 161.33 FT, TH ALG CURVE TO RIGHT, RAD 200 FT, CHORD BEARS N 81-31-29 W |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 15 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 130100 |
12450 Memory Ln is owned and occupied by an individual.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12450 MEMORY LN, WHITE LAKE, MI 48386-1701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 12450 MEMORY LN, WHITE LAKE, MI 48386-1701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12450 MEMORY LN, WHITE LAKE, MI 48386-1701 |
| Document Number | 0000228075 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 55098/486 |
| Instrument | 228075 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 12450 Memory Ln was $2,364 with a homeowner's exemption, down 36.7% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,364.00 (-36.67%) Homeowner's exemption | $164,770 | $329,540 |
| 2024 | $3,733.00 | ||
| 2023 | $127,960 | $255,920 | |
| 2021 | $3,159.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12450 Memory Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12450 Memory Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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