Orange County property record for 12450 Kirby Smith Rd, Orlando, FL 32832
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,387 sqft · built 2015 |
| Lot Size | 3.92 acres (171,115 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,050,000 (Jul 2026) |
| Tax Bill | $11,332 (2025) |
| Deeds & Mortgages | Jul 2026 Re-recorded Document Jul 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-24-31-0000-00-001 |
| Primary APN | 20-24-31-0000-00-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,387 sqft Living Area |
| Gross Area | 3,045 sqft |
| 1st Floor Area | 2,387 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 171,115 sqft (3.92 acres) |
| Garage Area | 576 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 658 sqft |
| Storage Building | 1,000 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12450 KIRBY SMITH RD |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32832-6115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | THAT PART OF NE 1/4 OF SEC 20-24-31 DESC BEG 250FT N & 30FT W OF SE COR OF SE 1/4 OF SD NE 1/4 OF SEC 20 TH N89-53-26W 1 592.7FT TH N00-00-00E 79.71FT TH S89-53-26E 498.12FT TH N00- |
| Legal Range | 31E |
| Legal Township | 24S |
| Legal Section | 20 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 0000 |
| Legal Lot Number | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | EAST ORANGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 16736 |
Source: Orange County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14478 HAROCHE AVE, ORLANDO, FL 32827-7794 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 16, 2026 | Re-recorded Document EAST COAST TITLE |
| Jul 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Mar 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jan 26, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on Record |
| Deed Sale | Jul 15, 2026 · Amount on Record |
| Prior Sale | Mar 1, 2023 · Amount on Record |
| Deed Document Number | 2026390993 |
| Prior Transfer Date | Apr 20, 2026 |
| Prior Transfer Doc | 0000396217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 16, 2026 |
| Property Address | 12450 KIRBY SMITH RD, ORLANDO, FL 32832-6115 |
| Document Number | 0000396217 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026396217 |
| Record Updated | Aug 31, 2026 |
| Title Company | EAST COAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14478 HAROCHE AVE, ORLANDO, FL 32827-7794 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 15, 2026 |
| Property Address | 12450 KIRBY SMITH RD, ORLANDO, FL 32832-6115 |
| Document Number | 0000390993 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026390993 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | EAST COAST TITLE, EAST COAST TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,449,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14478 HAROCHE AVE, ORLANDO, FL 32827-7794 |
| Document Number | 0000390994, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 2026390994 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 1, 2023 |
| Property Address | 12450 KIRBY SMITH RD, ORLANDO, FL 32832-6115 |
| Document Number | 0000118163 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 20230118163 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | NOT AVAILABLE, DIAMOND TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,605.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12450 KIRBY SMITH RD, ORLANDO, FL 32832-6115 |
| Name | Verified Name |
|---|---|
| Address | 12450 KIRBY SMITH RD, ORLANDO, FL 32832-6115 |
| Document Number | 0000118164 |
|---|---|
| Date | Mar 1, 2023 |
| Instrument | 20230118164 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10% |
| Index | Other |
| Margin | 3 |
| Max Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12450 KIRBY SMITH RD, ORLANDO, FL 32832-6115 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000054293 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 20180054293 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12450 KIRBY SMITH RD, ORLANDO, FL 32832-6115 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12450 KIRBY SMITH RD, ORLANDO, FL 32832-6115 |
| Document Number | 0000748907 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 20210748907 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $737,312 (+2.7%) | $1,510,880 (-0.54%) Land $1,000,000 Building $510,880 | |
| 2025 | $11,332.00 (+3.75%) Homeowner's exemption | $717,928 (+0.65%) | $1,519,100 (+30.3%) Land $1,000,000 Building $519,100 |
| 2024 | $10,922.00 (+1.72%) | ||
| 2023 | $10,737.00 (+11.7%) Homeowner's exemption | $713,304 (+11.27%) | $1,165,854 (+10.94%) Land $700,000 Building $465,854 |
| 2022 | $9,612.00 Homeowner's exemption | $641,072 | $1,050,894 Land $700,000 Building $350,894 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 3 (2020–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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