12450 108th St, Freeport, MI 49325 Property Records

Kent County property record for 12450 108th St, Freeport, MI 49325

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,267 sqft · built 1972
Lot Size	10 acres (435,600 sqft)
Owner	Individual on Record
Last Sale	$407,000 (Dec 2023)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-24-34-400-014`

Property Details

APN / Parcel Number

Primary APN	`41-24-34-400-014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,267 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	435,600 sqft (10 acres)
Lot Dimensions	1,308 ft deep x 333 ft wide
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12450 108TH ST
City	FREEPORT
State	MI
Zip	49325-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 333 FT OF W 993 FT OF S 1/2 SE 1/4 * SEC 34 T5N R9W 10.00 A.
Legal Range	09W
Legal Township	05N
Legal Section	34
Jurisdiction	KENT MI
Township / Civil Division	BOWNE
Census Block Group	3
Census Block	3046
Census Tract	12002

Owner

Source: Kent County assessment roll, as of June 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	12450 108TH ST, FREEPORT, MI 49325-9509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Dec 8, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jun 19, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Prior Sale	Nov 13, 1998 · Amount on Record
Deed Document Number	202369725
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12450 108TH ST, FREEPORT, MI 49325-9509
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12450 108TH ST, FREEPORT, MI 49325-9509

Mortgage

Document Number	0000004635
Date	Jan 23, 2026
Instrument	20260123-0004635

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Dec 8, 2023
Property Address	12450 108TH ST, FREEPORT, MI 49325-9509
Document Number	0000069725
Instrument Date	Dec 5, 2023
Instrument	20231208-0069725
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,052.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12450 108TH ST, FREEPORT, MI 49325-9509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8133 TIPPERARY TRL SE, ALTO, MI 49302-9319

Mortgage

Document Number	0000069726
Date	Dec 8, 2023
Instrument	20231208-0069726

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12450 108TH ST, FREEPORT, MI 49325-9509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051570
Date	Jun 19, 2017
Instrument	20170619-0051570

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Bowne Township
Unified School District	Thornapple Kellogg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,231.00 (-27.07%) Homeowner's exemption	$202,900 (+25.25%)	$405,800 (+25.25%)
2023		$162,000	$324,000
2019	$3,059.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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