1245 Waldemar Dr, Charlottesville, VA 22903 Property Records

Albemarle County property record for 1245 Waldemar Dr, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,681 sqft
Lot Size	21 acres (914,760 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jul 2016)
Tax Bill	$38,718 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08800-00-00-003I0`

Property Details

APN / Parcel Number

Primary APN	`08800-00-00-003I0`
Alternative APN	`36060`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	6,681 sqft Finished Area
Basement Area	1,022 sqft
Finished Basement	656 sqft
Unfinished Basement	366 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Traditional
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Wood
Lot Area	914,760 sqft (21 acres)
Garage Type	Detached
Garage Area	2,011 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	143 sqft
Porch	Slab
Porch Area	1,302 sqft
Patio Area	759 sqft
Shed	1 Shed
Shed Area	60 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1245 WALDEMAR DR
City	CHARLOTTESVILLE
State	VA
Zip	22903-7469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	BLANDEMAR FARM ESTATES 9 PH III
Legal Subdivision	BLANDEMAR FARM ESTATES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4017
Census Tract	11202

Owner

1245 Waldemar Dr is owned and occupied by an individual who acquired it in May 2019.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1245 WALDEMAR DR, CHARLOTTESVILLE, VA 22903-7469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BANK
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit UNITED BK
May 22, 2019	Quit Claim Deed, Mortgage FEDERAL SVGS BK
Sep 29, 2017	Trustee's Deed, Construction Loan · Line of Credit UNION MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2016 · Amount on File
Deed Sale	Jul 13, 2016 · Amount on File
Deed Document Number	20167525
Last Transfer Date	May 17, 2019
Transfer Doc	5168/608
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1245 WALDEMAR DR, CHARLOTTESVILLE, VA 22903-7469
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200004194
Date	Apr 6, 2022
Instrument	202200004194

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate	3.62%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1245 WALDEMAR DR, CHARLOTTESVILLE, VA 22903-7469
Document Number	0000000757
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	TITLE ASSOC. INC.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 WALDRMAR DR CHARLOTTESVILLE VA 22903, CHARLOTTESVILLE, VA 22903

Mortgage

Document Number	0000000757
Date	Jan 23, 2020
Book Page	005268/000607
Instrument	757

Lender

Name	UNITED BK
Type	Bank
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 22, 2045

Interest

Rate Type	Adjustable Rate

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 22, 2019
Property Address	1245 WALDEMAR DR, CHARLOTTESVILLE, VA 22903-7469
Document Number	0000004897
Book / Page	005168 / 000608
Instrument Date	May 17, 2019
Instrument	4897
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1245 WALDEMAR DR CHARLOTTESVILLE VA 229037469, CHARLOTTESVILLE, VA 22903-7469

Mortgage

Document Number	4898
Date	May 22, 2019
Book Page	005168/000612
Instrument	4898

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	300 N ELIZABETH ST # 3E, CHICAGO, IL 60607-1134

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 21, 2049

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 29, 2017
Property Address	1245 WALDEMAR DR, CHARLOTTESVILLE, VA 22903-7469
Book / Page	004966 / 000237
Instrument Date	Sep 29, 2017
Instrument	11397
Transaction Type	Construction Loan
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 BURNET ST CHARLOTTESVILLE VA 229025501, CHARLOTTESVILLE, VA 22902-5501

Mortgage

Document Number	0000011397
Date	Sep 29, 2017
Book Page	004966/000237
Instrument	11397

Lender

Name	UNION MTG
Type	Mortgage Company
Address	ASHLAND, VA 23005

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1245 Waldemar Dr was $38,718, up 19.3% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$38,718.00 (+19.34%)	$4,330,900 (+19.34%) Land $683,000 Building $3,647,900	$4,330,900 (+19.34%) Land $683,000 Building $3,647,900
2025	$32,444.00	$3,629,100 Land $683,000 Building $2,946,100	$3,629,100 Land $683,000 Building $2,946,100
2023	$26,257.00	$3,444,400 Land $690,600 Building $2,753,800	$3,444,400 Land $690,600 Building $2,753,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1245 Waldemar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1245 Waldemar Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Waldemar Dr

Nearby Streets

All Charlottesville, VA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures