1245 Turkey Point Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1245 Turkey Point Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,064 sqft · built 1999
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Sep 2023)
Tax Bill	$6,109 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-863-08865400`

Property Details

APN / Parcel Number

Primary APN	`01-863-08865400`
Alternative APNs	`186308865400` `86308865400`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	1,062 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,100 sqft (0.14 acres)
Porch	Open Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	86308865400
Street Address	1245 TURKEY POINT RD
City	EDGEWATER
State	MD
Zip	21037-4112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 8 BK 6 TURKEY POINT
Legal Subdivision	TURKEY POINT
Legal Block	6
Legal Lot Number	8
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1003
Census Tract	701201

Owner

1245 Turkey Point Rd is owned and occupied by two individuals who bought it in September 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1245 TURKEY POINT RD, EDGEWATER, MD 21037-4112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
May 14, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Nov 8, 2018	Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on File
Deed Sale	Sep 12, 2023 · Amount on File
Prior Sale	Nov 8, 2018 · Amount on File
Deed Book / Page	39924 / 260
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 12, 2023
Property Address	1245 TURKEY POINT RD, EDGEWATER, MD 21037-4112
Document Number	0399240260
Book / Page	39924 / 260
Map Reference	MB 17 FO 47
Instrument Date	Sep 8, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1930 LONG CORNER RD, MOUNT AIRY, MD 21771-3738

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1245 TURKEY POINT RD, EDGEWATER, MD 21037-4112

Mortgage

Document Number	0039924268
Date	Sep 12, 2023
Instrument	39924/268

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1245 TURKEY POINT RD, EDGEWATER, MD 21037-4112
Document Number	0346520077
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1245 TURKEY POINT RD EDGEWATER MD 210374112, EDGEWATER, MD 21037-4112

Mortgage

Document Number	0346520077
Date	May 29, 2020
Book Page	034652/000077

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 8, 2018
Property Address	1245 TURKEY POINT RD, EDGEWATER, MD 21037-4112
Document Number	0326450011
Book / Page	32645 / 011
Map Reference	MB17 FO17
Instrument Date	Oct 26, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1245 TURKEY POINT RD, EDGEWATER, MD 21037-4112
Investor	Possibly a Property Investor

Mortgage

Document Number	0003264519
Date	Nov 8, 2018
Instrument	32645/19

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1245 Turkey Point Rd was $6,109 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,800 Land $221,300 Building $336,500	$557,800 Land $221,300 Building $336,500
2025	$6,109.00
2023	$5,159.00	$472,500 Land $221,300 Building $251,200	$472,500 Land $221,300 Building $251,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1245 Turkey Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1245 Turkey Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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