1245 Townline Ave, Beloit, WI 53511 Property Records

Rock County property record for 1245 Townline Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,128 sqft · built 1929
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,000 (Mar 2019)
Tax Bill	$2,068 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206 12740125`

Property Details

APN / Parcel Number

Primary APN	`206 12740125`
Alternative APN	`12740125`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	8,494 sqft (0.195 acres)

Location & Zoning

Account Number	206 12740125
Street Address	1245 TOWNLINE AVE
City	BELOIT
State	WI
Zip	53511-4152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 38 B 9 HARPERS LITTLE FARMS
Legal Subdivision	HARPERS LITTLE FARMS
Legal Lot Number	38
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1006
Census Tract	2000

Owner

Source: Rock County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1245 TOWNLINE AVE, BELOIT, WI 53511-4152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit ADVIA CREDIT UNION
Mar 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHEDA
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ADIVIA CU
Mar 1, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	20192122655
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Recording Date	May 14, 2026
Property Address	1245 TOWNLINE AVE, BELOIT, WI 53511-4152
Document Number	0002309725
Instrument Date	May 9, 2026
Instrument	20262309725
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1245 TOWNLINE AVE, BELOIT, WI 53511-4152

Mortgage

Document Number	0002309725,
Date	May 14, 2026
Instrument	20262309725

Lender

Name	ADVIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1245 TOWNLINE AVE, BELOIT, WI 53511-4152
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002122657
Date	Mar 1, 2019
Instrument	2122657

Lender

Name	WHEDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 28, 2029

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1245 TOWNLINE AVE, BELOIT, WI 53511-4152
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002217984
Date	May 12, 2022
Instrument	2217984

Lender

Name	ADIVIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 11, 2042

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Mar 1, 2019
Property Address	1245 TOWNLINE AVE, BELOIT, WI 53511-4152
Document Number	0002122655
Instrument Date	Feb 28, 2019
Instrument	2122655
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 TOWNLINE AVE, BELOIT, WI 53511-4152

Mortgage

Document Number	0002122656
Date	Mar 1, 2019
Instrument	2122656

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,068.00 (+34.29%) Homeowner's exemption	$135,100 (+26.97%) Land $15,300 Building $119,800	$148,400 (+22.64%)
2023	$1,540.00 Homeowner's exemption	$106,400 Land $15,300 Building $91,100	$121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LiteWire, Metronet.

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