1245 Taft Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1245 Taft Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,111 sqft · built 1993
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$720,000 (May 2026)
Tax Bill	$6,988 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2006 Mortgage
APN	`0950000000102`

Property Details

APN / Parcel Number

Primary APN	`0950000000102`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,111 sqft Living Area
1st Floor Area	2,353 sqft
Attic	Attic
Attic Area	353 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	807 ft deep x 176 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Open Porch
Porch Area	120 sqft
Deck Area	353 sqft
Patio Area	1,018 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1245 TAFT RD
City	CHESAPEAKE
State	VA
Zip	23322-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	LOT B SUB OF E J HARRISON PROP 5.00 AC
Legal Subdivision	WHOLE MAP 095
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2004
Census Tract	21200

Owner

1245 Taft Rd is owned and occupied by an individual who bought it in May 2026.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1245 TAFT RD, CHESAPEAKE, VA 23322-2734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Nov 16, 2006	Deed of Trust, Mortgage · ARM COUNTRYWIDE HOME LOANS IN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	Nov 23, 2009 · Amount on File
Deed Document Number	202613582
Deed Book / Page	10983 / 1438
Record Updated	Oct 29, 2026

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 28, 2026
Property Address	1245 TAFT RD, CHESAPEAKE, VA 23322-2734
Document Number	0000013582
Book / Page	10983 / 1438
Instrument Date	May 26, 2026
Instrument	202613582
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72,720.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 TAFT RD, CHESAPEAKE, VA 23322-2734
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013583,
Date	May 28, 2026
Instrument	202613583

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1245 TAFT RD, CHESAPEAKE, VA 23322-2734
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006838/114
Date	Nov 16, 2006
Book Page	6838/114

Lender

Name	COUNTRYWIDE HOME LOANS IN

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.88%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2008

Tax Assessment & Valuation

The 2025 property tax bill for 1245 Taft Rd was $6,988.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$765,900 (+10.7%) Land $284,600 Building $481,300	$765,900 (+10.7%) Land $284,600 Building $481,300
2025	$6,988.00	$691,900 Land $252,000 Building $439,900	$691,900 Land $252,000 Building $439,900
2023		$648,700 (+7.79%) Land $202,000 Building $446,700	$648,700 (+7.79%) Land $202,000 Building $446,700
2022		$601,800 Land $182,000 Building $419,800	$601,800 Land $182,000 Building $419,800
2019	$4,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1245 Taft Rd; there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2003–2016)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1245 Taft Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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