Delta County property record for 1245 SW 9th St, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1971 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Jan 2021) |
| Tax Bill | $912 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R003733 |
| Primary APN | R003733 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,440 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R003733 |
|---|---|
| Street Address | 1245 SW 9TH ST |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1245 SW 9TH ST CEDAREDGE 81413 S: 29 T: 13S R: 94W SUBDIVISION: APPLEWOOD SUBD SECOND AMENDED LOT: 36, TOTAL AC 0.09+- (N100.00, S100.00, E42.80, W42.80) LOT 36 APPLEWOOD SUBD SECOND AMENDED PLAT SEC 29 T13S R94W 6PM BK 454 PG 1541(R-361973) BK 489 P |
| Legal Subdivision | APPLEWOOD SUBD SECOND AMENDED |
| Legal Lot Number | 36 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 965201 |
1245 SW 9th St is owned and occupied by an individual who bought it in January 2021.
Source: Delta County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1245 SW 9TH ST, CEDAREDGE, CO 81413-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COLORAMO FEDERAL CREDIT UNION |
| Aug 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COLORAMO FCU |
| Jan 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2021 · Amount on File |
| Deed Sale | Jan 26, 2021 · Amount on File |
| Prior Sale | Aug 12, 2011 · Amount on File |
| Deed Document Number | 2021725744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 5, 2026 |
| Property Address | 1245 SW 9TH ST, CEDAREDGE, CO 81413-4103 |
| Document Number | 0000769327 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026769327 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000769327, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 2026769327 |
| Name | COLORAMO FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 31, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1245 SW 9TH ST, CEDAREDGE, CO 81413-4103 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1245 SW 9TH ST, CEDAREDGE, CO 81413-4103 |
| Document Number | 0000748386 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 748386 |
| Name | COLORAMO FCU |
|---|---|
| Type | Credit Union |
| Address | GRAND JUNCTION, CO 81501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 28, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 26, 2021 |
| Property Address | 1245 SW 9TH ST, CEDAREDGE, CO 81413-4103 |
| Document Number | 0000725744 |
| Map Reference | MB 3 PG 63 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 725744 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1245 SW 9TH STREET, DELTA, CO 81416 |
| Document Number | 0000725745 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 725745 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 1245 SW 9th St was $912, up 204% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $912.00 (+204%) | $13,215 (+199.32%) Land $2,188 Building $11,027 | $211,429 Land $35,000 Building $176,429 |
| 2024 | $300.00 (+2.74%) | $4,415 (-1.3%) Land $1,278 Building $3,137 | |
| 2023 | $292.00 (-35.82%) | $4,473 (-34.25%) Land $1,286 Building $3,187 | $65,899 (-32.67%) Land $19,078 Building $46,821 |
| 2022 | $455.00 | $6,803 Land $2,016 Building $4,787 | $97,876 Land $29,000 Building $68,876 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1245 SW 9th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1245 SW 9th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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