1245 SE 43rd Rd, Ocala, FL 34480 Property Records

Marion County property record for 1245 SE 43rd Rd, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,692 sqft · built 2023
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$477,900 (Jun 2023)
Tax Bill	$6,477 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30598-06-056`

Property Details

APN / Parcel Number

Primary APN	`30598-06-056`
Alternative APNs	`3628501000` `3628501`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,692 sqft Living Area
Gross Area	3,585 sqft
1st Floor Area	2,692 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Modern
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	634 sqft
Porch	Screened Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1245 SE 43RD RD
City	OCALA
State	FL
Zip	34480-6131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD01
Legal Description	SEC 33 TWP 15 RGE 22 PLAT BOOK 010 PG 153 OAK HAMMOCK AT BELLECHASE LOT 56
Legal Range	22E
Legal Township	15S
Legal Section	33
Legal Subdivision	OAK HAMMOCK AT BELLECHASE
Legal Lot Number	56
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3032
Census Tract	2402

Owner

1245 SE 43rd Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Marion County records, as of April 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1245 SE 43RD RD, OCALA, FL 34480-6131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 23, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC
May 6, 2021	Special Warranty Deed, Construction Loan ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	May 11, 2023 · Amount on File
Deed Document Number	202380027
Deed Book / Page	8081 / 822
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Recording Date	Apr 8, 2026
Property Address	1245 SE 43RD RD, OCALA, FL 34480-6131
Document Number	0088740965
Book / Page	8874 / 965
Instrument Date	Mar 31, 2026
Instrument	202643607
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PENNYMAC LOAN SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 SE 43RD RD, OCALA, FL 34480-6131

Mortgage

Document Number	0000043607,
Date	Apr 8, 2026
Book Page	8874/965
Instrument	202643607

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jun 23, 2023
Property Address	1245 SE 43RD RD, OCALA, FL 34480-6131
Document Number	0080810822
Book / Page	8081 / 822
Map Reference	MB 10 PG 152
Instrument Date	Jun 22, 2023
Instrument	2023080027
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,345.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 SE 43RD RD, OCALA, FL 34480-6131

Mortgage

Document Number	0008081826
Date	Jun 23, 2023
Instrument	8081/826

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

May 2021: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	MARION FL
Recording Date	May 6, 2021
Property Address	1245 SE 43RD RD, OCALA, FL 34480-6131
Document Number	0074551183
Book / Page	7455 / 1183
Instrument Date	Apr 30, 2021
Instrument	2021060786
Transaction Type	Construction Loan
Record Updated	Feb 6, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$56,446.60
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1415 SW 17TH ST, OCALA, FL 34471-1234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 W CYPRESS ST, TAMPA, FL 33607-4032

Tax Assessment & Valuation

The 2025 property tax bill for 1245 SE 43rd Rd was $6,477 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,477.00 Homeowner's exemption	$392,763	$414,073 Land $69,000 Building $345,073
2023	$932.00 (-14.02%)	$50,000 (-16.67%) Land $50,000	$50,000 (-16.67%) Land $50,000
2022	$1,084.00	$60,000 Land $60,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1245 SE 43rd Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	4 (2017–2023)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1245 SE 43rd Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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