1245 S Main St, Algonquin, IL 60102 Property Records

McHenry County property record for 1245 S Main St, Algonquin, IL 60102

Property Summary

Property TypeCommercial
Details1 ba · 1,325 sqft · built 1950
Lot Size0.248 acres (10,800 sqft)
OwnerCompany Name on Record
Last Sale$214,500 (Jan 2018)
Tax Bill$5,260 (2024)
Deeds & MortgagesJun 2018 Mortgage
Jan 2018 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-34-351-011

Property Details

APN / Parcel Number

Primary APN19-34-351-011

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,325 sqft Living Area
1st Floor Area880 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialBrick Veneer
Lot Area10,800 sqft (0.248 acres)
Lot Dimensions135 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1245 S MAIN ST
CityALGONQUIN
StateIL
Zip60102-2741
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDOC 2018R0002761 & 2004R0058369 LTS 11 & 12 BLK 5 ARTHUR TRAUBE & CO FOX RIVER VIEW SUB TRACT 1 MEMO: MJP HLDGS LLC/MCNAMEE, THOMAS P
Legal SubdivisionARTHUR TRAUBE & CO FOX RIVER VIEW SUB
Legal Tract1
Legal Block5
Legal Lot Number11,12
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3008
Census Tract871310

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address210 APPLE HILL LN, STREAMWOOD, IL 60107-1055
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2018Deed of Trust, Mortgage · Commercial Mortgage
US BANK NA
Jan 25, 2018Grant Deed, Foreclosure
THOMAS P MCNAMEE TRUST
Jan 12, 2018Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2018 · Amount on Record
Deed SaleJan 25, 2018 · Amount on Record
Prior SaleJun 28, 2004 · Amount on Record
Deed Document Number20182761
Prior Transfer DateJan 16, 2018
Prior Transfer Doc0000002761
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1245 S MAIN ST, ALGONQUIN, IL 60102-2741
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019874
DateJun 15, 2018
Instrument2018R0019874
Lender
NameUS BANK NA
TypeBank
Address00000
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2018: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateJan 25, 2018
Property Address1245 S MAIN ST, ALGONQUIN, IL 60102-2741
Document Number0000002761
Instrument DateJan 16, 2018
Instrument2761
Transaction TypeForeclosure
Record UpdatedFeb 22, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$321.75
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address210 APPLE HILLEN STREAMWOOD IL 60107, STREAMWOOD, IL 60107

Mortgage

Document Number2762
DateJan 25, 2018
Instrument2762
Lender
NameTHOMAS P MCNAMEE TRUST
Agreement
AmountAmount Recorded

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateJan 12, 2018
Property Address1245 S MAIN ST, ALGONQUIN, IL 60102-2741
Document Number0000001516
Instrument DateDec 19, 2017
Instrument1516
Transaction TypeTransfer
Record UpdatedJan 31, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$150.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address10 W STATE ST #200 GENEVA IL 601344507, 200, GENEVA, IL 60134-4507

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$5,260.00$67,249 (+23.89%) Land $16,630 Building $50,619$201,747 (+23.89%) Land $49,890 Building $151,857
2022$54,283 Land $25,299 Building $28,984$162,849 Land $75,897 Building $86,952

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims29 (1978–2017)
Claims Outside the SFHA12 of 29
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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