Pendleton County property record for 1245 River Rd, Butler, KY 41006
| Property Type | Single Family Home |
|---|---|
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Nov 2024) |
| Tax Bill | $497 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2024 Sale & Construction Loan |
| Flood Zone | Zone X (moderate risk) |
| APN | 029-00-00-002.02 |
| Primary APN | 029-00-00-002.02 |
|---|
| Lot Area | 261,360 sqft (6 acres) |
|---|
| Street Address | 1245 RIVER RD |
|---|---|
| City | BUTLER |
| State | KY |
| Zip | 41006-8473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6 ACRES |
| Jurisdiction | PENDLETON KY |
| Township / Civil Division | BUTLER |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 930101 |
1245 River Rd is owned and occupied by two individuals who bought it in November 2024.
Source: Pendleton County records, as of October 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 141 THORNTON WAY, BUTLER, KY 41006-8304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU |
| Nov 1, 2024 | Warranty Deed, Transfer · Construction Mortgage FARM CREDIT MID AMERICA FLCA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2024 · Amount on File |
| Deed Sale | Nov 1, 2024 · Amount on File |
| Deed Document Number | 2024586333 |
| Deed Book / Page | 385 / 523 |
| Prior Transfer Date | Oct 23, 2024 |
| Prior Transfer Doc | 000385/523 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 1245 RIVER RD, BUTLER, KY 41006-8473 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1245 RIVER RD, BUTLER, KY 41006-8473 |
| Document Number | 0000446/42 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 446/42 |
| Instrument | 626951 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 20, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.99% |
| Index | Prime Rate |
| Max Rate | 12.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDLETON KY |
| Recording Date | Nov 1, 2024 |
| Property Address | 1245 RIVER RD, BUTLER, KY 41006-8473 |
| Document Number | 000385/523 |
| Book / Page | 385 / 523 |
| Map Reference | MB 376 PG 194 |
| Instrument Date | Oct 23, 2024 |
| Instrument | 586333 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1111 RIVER RD, BUTLER, KY 41006-8474 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1245 RIVER RD, BUTLER, KY 41006-8473 |
| Document Number | 0000586334 |
|---|---|
| Date | Nov 1, 2024 |
| Instrument | 586334 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1245 River Rd was $497.
Source: Pendleton County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Pendleton County |
| Unified School District | Pendleton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $497.00 | $40,000 | $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1245 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1245 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
May also be available: Spectrum.
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