Lake County property record for 1245 Ridge Rd, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,960 sqft · built 1993 |
| Lot Size | 0.344 acres (14,996 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $7,019 (2024) |
| Deeds & Mortgages | Nov 2025 Transfer Dec 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-18-28-0555-0001 |
| Primary APN | 007-18-28-0555-0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,960 sqft Living Area |
| Gross Area | 6,387 sqft |
| 1st Floor Area | 3,960 sqft |
| Basement Area | 1,877 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 14,996 sqft (0.344 acres) |
| Lot Dimensions | 163 ft deep x 92 ft wide |
| View / Lot | Extra Front |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1245 RIDGE RD |
|---|---|
| City | MUNSTER |
| State | IN |
| Zip | 46321-1853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GHEZZIS ADDITION LOT 1 |
| Legal Subdivision | GHEZZIS ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 40401 |
Source: Lake County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1245 RIDGE RD, MUNSTER, IN 46321-1853 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Nov 19, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Dec 10, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 17, 2025 |
| Transfer Doc | 0000048031 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Nov 19, 2025 |
| Property Address | 1245 RIDGE RD, MUNSTER, IN 46321-1853 |
| Document Number | 0000045081 |
| Map Reference | MB 73 PG 53 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025-545081 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1245 RIDGE RD, MUNSTER, IN 46321-1853 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 10, 2025 |
| Property Address | 1245 RIDGE RD, MUNSTER, IN 46321-1853 |
| Document Number | 0000048031 |
| Map Reference | MB 73 PG 53 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025-548031 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1245 RIDGE RD, MUNSTER, IN 46321-1853 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $542,800 (+5.23%) Land $63,300 Building $479,500 | $542,800 (+5.23%) Land $63,300 Building $479,500 | |
| 2024 | $7,019.00 (+5.17%) | $515,800 (-2.2%) Land $63,300 Building $452,500 | $515,800 (-2.2%) Land $63,300 Building $452,500 |
| 2023 | $527,400 (+6.78%) Land $72,600 Building $454,800 | $527,400 (+6.78%) Land $72,600 Building $454,800 | |
| 2022 | $6,674.00 Homeowner's exemption | $493,900 Land $72,600 Building $421,300 | $493,900 Land $72,600 Building $421,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 157 (1982–2011) |
| Claims Outside the SFHA | 7 of 157 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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