1245 Overlook Dr, Lenoir, NC 28645 Property Records

Caldwell County property record for 1245 Overlook Dr, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,076 sqft · built 1954
Lot Size	0.974 acres (42,432 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jan 2022)
Tax Bill	$716 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`173767`

Property Details

APN / Parcel Number

Primary APN	`173767`
Alternative APN	`06115 1 3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,076 sqft Heated Area
Gross Area	1,190 sqft
1st Floor Area	1,076 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	42,432 sqft (0.974 acres)
Lot Dimensions	272 ft deep x 156 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Patio Area	114 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	173767
Street Address	1245 OVERLOOK DR
City	LENOIR
State	NC
Zip	28645-6110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2046 PG 708 YR 2022 ST 250.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	1
Census Block	1017
Census Tract	30300

Owner

1245 Overlook Dr is owned by two individuals who bought it in January 2022.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1245 OVERLOOK DR, A, LENOIR, NC 28645-6110
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on File
Deed Sale	Jan 26, 2022 · Amount on File
Prior Sale	Oct 30, 2007 · Amount on File
Deed Document Number	202210067833
Deed Book / Page	2046 / 708
Prior Transfer Date	Jun 14, 2012
Prior Transfer Doc	1796000501
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jan 26, 2022
Property Address	1245 OVERLOOK DR, LENOIR, NC 28645-6110
Document Number	0020460708
Book / Page	2046 / 708
Instrument Date	Jan 26, 2022
Instrument	10067833
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3027 ROCKY RD, 3027, LENOIR, NC 28645-8545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245A OVERLOOK DRIVE, LENOIR, NC 28645

Mortgage

Document Number	0010067834
Date	Jan 26, 2022
Instrument	10067834

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1245 Overlook Dr was $716, down 25.4% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$716.00 (-25.42%)	$149,600 (-) Land $13,300 Building $136,300
2025	$960.00	$149,600 Land $13,300 Building $136,300	$149,600 Land $13,300 Building $136,300
2023		$65,800 (-) Land $13,300 Building $52,500	$65,800 (-) Land $13,300 Building $52,500
2022	$804.00	$65,800 Land $13,300 Building $52,500	$65,800 Land $13,300 Building $52,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1245 Overlook Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1990–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1245 Overlook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20