Itawamba County property record for 1245 Otto Forrest Rd, Fulton, MS 38843
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,798 sqft · built 1962 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-0026-004.05 |
| Primary APN | 117-0026-004.05 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,798 sqft Adjusted Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Year Built | Built 1962 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 56,628 sqft (1.3 acres) |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 720 sqft |
| Heating System | HVAC |
|---|
| Street Address | 1245 OTTO FORREST RD |
|---|---|
| City | FULTON |
| State | MS |
| Zip | 38843-8222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE4 SW4 |
| Jurisdiction | ITAWAMBA MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 950100 |
Source: Itawamba County records, as of February 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1245 OTTO FORREST RD, FULTON, MS 38843-8222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Jun 13, 2019 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2008 |
| Deed Sale | Jul 1, 2008 |
| Deed Document Number | 0000043247 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ITAWAMBA MS |
| Property Address | 1245 OTTO FORREST RD, FULTON, MS 38843-8222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1245 OTTO FORREST RD, FULTON, MS 38843-8222 |
| Document Number | 2026260092 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 2026260092 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 26, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ITAWAMBA MS |
| Property Address | 1245 OTTO FORREST RD, FULTON, MS 38843-8222 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1245 OTTO FORREST RD, FULTON, MS 38843-8222 |
| Document Number | 2019192107 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 2019192107 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | May 9, 2029 |
Source: Itawamba County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Itawamba County |
| Unified School District | Itawamba County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $3,737 (+7.51%) | $37,340 (+7.52%) Land $6,050 Building $31,290 |
| 2023 | $3,476 | $34,730 Land $5,050 Building $29,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
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