Ramsey County property record for 1245 Osage St, Saint Paul, MN 55117
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,008 sqft · built 1945 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $292,324 (Sep 2020) |
| Tax Bill | $5,548 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-23-43-0073 |
| Primary APN | 23-29-23-43-0073 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 496 sqft |
| Finished Basement | 496 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 155325 |
|---|---|
| Street Address | 1245 OSAGE ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55117-4029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMO HEIGHTS ADDITION TO,THE C NELY 1/2 VAC ALLEY ADJ AND SELY 5O FT OF LOT 22 BLK 5 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 23 |
| Legal Subdivision | COMO HEIGHTS ADDITION TO,THE C |
| Legal Block | 5 |
| Legal Lot Number | 22 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 30300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Washburn A Mill Complex listed 1983 · 12 contributing resources · National Historic Landmark (designated 1983) · NRIS 83004388 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1245 OSAGE ST, SAINT PAUL, MN 55117-4029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2020 | Warranty Deed, Transfer · Conventional with PMI BELL BK |
| Sep 20, 2017 | Warranty Deed, Transfer · FHA Mortgage BELL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2020 · Amount on Record |
| Deed Sale | Sep 23, 2020 · Amount on Record |
| Prior Sale | Sep 20, 2017 · Amount on Record |
| Deed Document Number | 20202675766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 23, 2020 |
| Property Address | 1245 OSAGE ST, SAINT PAUL, MN 55117-4029 |
| Document Number | 0002675766 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 2675766 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2020 |
| Title Company | MIDLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $994.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1245 OSAGE ST ST PAUL MN 551174029, ST PAUL, MN 55117-4029 |
| Document Number | 2675767 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 2675767 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 20, 2017 |
| Property Address | 1245 OSAGE ST, SAINT PAUL, MN 55117-4029 |
| Document Number | 0002597050 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 2597050 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1245 OSAGE ST ST PAUL MN 551174029, ST PAUL, MN 55117-4029 |
| Document Number | 2597051 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 2597051 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2047 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,900 (+9.76%) Land $60,000 Building $299,900 | $359,900 (+9.76%) Land $60,000 Building $299,900 | |
| 2025 | $5,548.00 (+10.69%) | ||
| 2023 | $5,012.00 Homeowner's exemption | $327,900 Land $60,000 Building $267,900 | $327,900 Land $60,000 Building $267,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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