1245 Northcliff Ct, Fairborn, OH 45324 Property Records

Greene County property record for 1245 Northcliff Ct, Fairborn, OH 45324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,900 sqft · built 1987
Lot Size	0.264 acres (11,527 sqft)
Owner	Individual Name on Record
Last Sale	$209,000 (Oct 2019)
Tax Bill	$3,782 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`A021045023`

Property Details

APN / Parcel Number

Primary APN	`A021045023`
Alternative APN	`A02-0001-0045.0-0023.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,900 sqft Living Area
1st Floor Area	1,080 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	11,527 sqft (0.264 acres)
Lot Width	74 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1245 NORTHCLIFF CT
City	FAIRBORN
State	OH
Zip	45324-5848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HIDDEN HILLS SUB SEC 2 PT LOT 6479 NORTHCLIFF CT
Legal Subdivision	HIDDEN HILLS SUB
Legal Lot Number	6479
Jurisdiction	GREENE OH
Township / Civil Division	BATH
Census Block Group	2
Census Block	2009
Census Tract	200902

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1245 NORTHCLIFF CT, FAIRBORN, OH 45324-5848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 11, 2019	Deed of Trust, Mortgage · FHA Mortgage US BK
Oct 17, 2019	Warranty Deed, Transfer · FHA Mortgage US BANK NA
May 10, 2019	Deed of Trust, Mortgage · Line of Credit CIVISTA BK
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage CIVISTA BK
May 10, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Prior Sale	May 10, 2017 · Amount on Record
Deed Document Number	201917323
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1245 NORTHCLIFF CT, FAIRBORN, OH 45324-5848
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000570
Date	Jan 10, 2022
Instrument	2022000570

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1245 NORTHCLIFF CT, FAIRBORN, OH 45324-5848
Document Number	0000017324
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 NORTHCLIFF CT FAIRBORN OH 453245848, FAIRBORN, OH 45324-5848

Mortgage

Document Number	0000017324
Date	Oct 17, 2019
Instrument	17324

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Oct 17, 2019
Property Address	1245 NORTHCLIFF CT, FAIRBORN, OH 45324-5848
Document Number	0000017323
Map Reference	CAB 33 PG 738A&738B
Instrument Date	Sep 19, 2019
Instrument	2019017323
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1245 NORTHCLIFF CT, FAIRBORN, OH 45324-5848

Mortgage

Document Number	0000017324
Date	Oct 17, 2019
Instrument	2019017324

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1245 NORTHCLIFF CT, FAIRBORN, OH 45324-5848
Document Number	0000008412
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1245 NORTHCLIFF CT FAIRBORN OH 453245848, FAIRBORN, OH 45324-5848

Mortgage

Document Number	0000008412
Date	Jun 10, 2019
Instrument	8412

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1245 NORTHCLIFF CT, FAIRBORN, OH 45324-5848
Document Number	0000018946
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1245 NORTHCLIFF CT FAIRBORN OH 453245848, FAIRBORN, OH 45324-5848

Mortgage

Document Number	0000018946
Date	Nov 6, 2017
Instrument	18946

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2032

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	May 10, 2017
Property Address	1245 NORTHCLIFF CT, FAIRBORN, OH 45324-5848
Document Number	0000007470
Map Reference	PL 21 PG 53
Instrument Date	May 2, 2017
Instrument	2017007470
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1245 NORTHCLIFF CT, FAIRBORN, OH 45324-5848

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Bath Township
Municipality	Fairborn City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,782.00 (-4.95%)	$85,100 (-) Land $21,470 Building $63,630
2024	$3,979.00 (-1%)	$85,100 (-) Land $21,470 Building $63,630
2023	$4,019.00 (+3.69%)	$85,100 (+23.87%) Land $21,470 Building $63,630	$243,130 (+23.88%) Land $61,340 Building $181,790
2022	$3,876.00	$68,700 Land $14,320 Building $54,380
2020			$196,270 Land $40,900 Building $155,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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