Rock County property record for 1245 North St, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,232 sqft · built 2003 |
| Lot Size | 0.424 acres (18,469 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,053 (2025) |
| Deeds & Mortgages | Feb 2021 Reverse Mortgage Feb 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 12730762 |
| Primary APN | 206 12730762 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 18,469 sqft (0.424 acres) |
| Account Number | 206 12730762 |
|---|---|
| Street Address | 1245 NORTH ST |
| City | BELOIT |
| State | WI |
| Zip | 53511-4237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 1 CSM V 9 PG 249 |
| Legal Lot Number | 1 |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 1700 |
Source: Rock County records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1245 NORTH ST, BELOIT, WI 53511-4237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Reverse Mortgage HUD |
| Feb 12, 2021 | Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 20, 2021 |
| Transfer Doc | 0000079127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1245 NORTH ST, BELOIT, WI 53511-4237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2179129 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2179129 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 780 Months |
| Due | Feb 9, 2086 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2021 |
| Change Frequency | Annually |
| Index | Other |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Feb 12, 2021 |
| Property Address | 1245 NORTH ST, BELOIT, WI 53511-4237 |
| Document Number | 0002179127 |
| Map Reference | VL9PG249DOC921068 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 2179127 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Title Company | FNC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1245 NORTH ST, BELOIT, WI 53511-4237 |
| Document Number | 2179128 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2179128 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Funding / Finance Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 780 Months |
| Due | Feb 9, 2086 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2021 |
| Change Frequency | Annually |
| Index | Other |
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,053.00 (+23.45%) Homeowner's exemption | $194,000 (+17.93%) Land $32,700 Building $161,300 | $213,100 (+13.9%) |
| 2023 | $2,473.00 Homeowner's exemption | $164,500 Land $32,700 Building $131,800 | $187,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELOIT serves 36,677 people · EPA ID WI1540112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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