1245 N Rutledge St, Springfield, IL 62702 Property Records

Sangamon County property record for 1245 N Rutledge St, Springfield, IL 62702

Property Summary

Property Type	Single Family Home
Lot Size	0.205 acres (8,945 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Dec 2025)
Tax Bill	$2,580 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-21.0-479-011`

Property Details

APN / Parcel Number

Primary APN	`14-21.0-479-011`
Alternative APN	`14210479011 (CHECK DIGIT = 8)`

Exterior

Lot Area	8,945 sqft (0.205 acres)

Location & Zoning

Account Number	14210479011
Street Address	1245 N RUTLEDGE ST
City	SPRINGFIELD
State	IL
Zip	62702-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 1 B 6 B.F. FOX SUB SE SE 21-16-5
Legal Subdivision	B.F. FOX SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1003
Census Tract	300

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1245 N RUTLEDGE ST, SPRINGFIELD, IL 62702-2524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · FHA Mortgage LIFESTONE MORTGAGE CORP
Sep 6, 2024	Deed of Trust, Mortgage · Line of Credit SECURITY BANK
Dec 10, 2025	Warranty Deed, Transfer · FHA Mortgage LIFESTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	202522369
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1245 N RUTLEDGE ST, SPRINGFIELD, IL 62702-2524
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R00936
Date	Jan 16, 2026
Instrument	2026R00936

Lender

Name	LIFESTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1245 N RUTLEDGE ST, SPRINGFIELD, IL 62702-2524
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R15124
Date	Sep 6, 2024
Instrument	2024R15124

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 10, 2025
Property Address	1245 N RUTLEDGE ST, SPRINGFIELD, IL 62702-2524
Document Number	2025R22369
Instrument Date	Dec 5, 2025
Instrument	2025R22369
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 N RUTLEDGE ST, SPRINGFIELD, IL 62702-2524

Mortgage

Document Number	2025R22370
Date	Dec 10, 2025
Instrument	2025R22370

Lender

Name	LIFESTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,580.00 (+4.79%)	$37,871 (+7.22%) Land $4,205 Building $33,666	$113,613 (+7.22%) Land $12,615 Building $100,998
2024	$2,462.00 (+11.71%) Homeowner's exemption	$35,321 (+15.42%) Land $3,922 Building $31,399	$105,963 (+15.42%) Land $11,766 Building $94,197
2022	$2,204.00 Homeowner's exemption	$30,603 Land $3,398 Building $27,205	$91,809 Land $10,194 Building $81,615

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on N Rutledge St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures