1245 N Jay St, Griffith, IN 46319 Property Records

Lake County property record for 1245 N Jay St, Griffith, IN 46319

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,080 sqft · built 1965
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on Record
Tax Bill	$2,576 (2024)
Deeds & Mortgages	Nov 2017 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`001-15-26-0272-0004`

Property Details

APN / Parcel Number

Primary APN	`001-15-26-0272-0004`
Alternative APNs	`45-07-26-406-001.000-006` `152602720004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,187 sqft (0.164 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-15-26-0272-0004
Old Parcel Number	152602720004
Street Address	1245 N JAY ST
City	GRIFFITH
State	IN
Zip	46319-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PARK 3RD ADD. TO GRIFFITH LOT 86
Legal Subdivision	THE PARK 3RD ADD
Legal Lot Number	86
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	3
Census Block	3009
Census Tract	41001

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1245 N JAY ST, GRIFFITH, IN 46319-1722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2017	Deed of Trust, Mortgage · VA Mortgage PEOPLES BANK
Dec 30, 2020	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 5, 2020	Intrafamily Transfer, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2014
Deed Sale	Dec 4, 2014
Prior Sale	Dec 4, 2014
Deed Document Number	0000077233
Last Transfer Date	Jun 5, 2020
Transfer Doc	0000033614
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1245 N JAY ST, GRIFFITH, IN 46319-1722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075147
Date	Nov 7, 2017
Instrument	2017 075147

Lender

Name	PEOPLES BANK
Type	Bank
Address	OVERLAND PARK, KS 66213

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1245 N JAY ST, GRIFFITH, IN 46319-1722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098008
Date	Dec 30, 2020
Instrument	2020-098008

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Jun 5, 2020
Property Address	1245 N JAY ST, GRIFFITH, IN 46319-1722
Document Number	0000033614
Map Reference	MB 36 PG 85
Instrument Date	Mar 26, 2020
Instrument	2020 033614
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST SOURCE TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 N JAY ST, GRIFFITH, IN 46319-1722

Mortgage

Document Number	0000033615
Date	Jun 5, 2020
Instrument	2020 033615

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Griffith Town
Unified School District	Griffith Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$237,200 (+8.16%) Land $28,600 Building $208,600	$237,200 (+8.16%) Land $28,600 Building $208,600
2024	$2,576.00 (+15.21%)
2023		$219,300 (+13.33%) Land $28,600 Building $190,700	$219,300 (+13.33%) Land $28,600 Building $190,700
2022	$2,236.00 Homeowner's exemption	$193,500 Land $28,600 Building $164,900	$193,500 Land $28,600 Building $164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	80 (1981–2026)
Claims Outside the SFHA	6 of 80
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIFFITH WATER DEPARTMENT serves 16,893 people · EPA ID IN5245019
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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