1245 Mountain Ln, Gardendale, AL 35071 Property Records

Jefferson County property record for 1245 Mountain Ln, Gardendale, AL 35071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,514 sqft · built 2006
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Nov 2023)
Tax Bill	$1,820 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-00-21-1-000-001.020`

Property Details

APN / Parcel Number

Primary APN	`14-00-21-1-000-001.020`
Alternative APNs	`14211000001020RR00` `429546`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,514 sqft Living Area
1st Floor Area	1,589 sqft
Upper Floors Area	925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Terrain	Rolling
Garage Area	440 sqft
Porch	Open Porch
Porch Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	429546
Street Address	1245 MOUNTAIN LN
City	GARDENDALE
State	AL
Zip	35071-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-G
Legal Description	LOT 306 LEXINGTON PARK 3RD SECTOR PHASE 1 PB 216 PG 93
Legal Range	03W
Legal Township	16S
Legal Section	21
Legal Subdivision	LEXINGTON PARK 3 SEC PH 1
Legal Phase	1
Legal Lot Number	306
Jurisdiction	JEFFERSON AL
Township / Civil Division	GARDENDALE
Census Block Group	3
Census Block	3011
Census Tract	11708

Owner

Source: Jefferson County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5242 STOCKTON PASS, TRUSSVILLE, AL 35173-2519
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE
Nov 28, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE
Sep 4, 2020	Warranty Deed, Transfer · VA Mortgage AMERIS BK
Sep 17, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Prior Sale	Nov 28, 2023 · Amount on Record
Deed Document Number	2023105449
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1245 MOUNTAIN LN, GARDENDALE, AL 35071-4215
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 MOUNTAIN LN, GARDENDALE, AL 35071-4215

Mortgage

Document Number	0000089245
Date	Sep 30, 2025
Instrument	2025089245

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Nov 28, 2023
Property Address	1245 MOUNTAIN LN, GARDENDALE, AL 35071-4215
Document Number	0000105449
Instrument Date	Nov 28, 2023
Instrument	2023105449
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5242 STOCKTON PASS, TRUSSVILLE, AL 35173-2519

Mortgage

Document Number	0000105450
Date	Nov 29, 2023
Instrument	2023105450

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Sep 4, 2020
Property Address	1245 MOUNTAIN LN, GARDENDALE, AL 35071-4215
Document Number	0000098147
Instrument Date	Aug 28, 2020
Instrument	98147
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 MOUNTAIN LN GARDENDALE AL 350714215, GARDENDALE, AL 35071-4215

Mortgage

Document Number	98148
Date	Sep 4, 2020
Instrument	98148

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 3, 2030

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Sep 17, 2018
Property Address	1245 MOUNTAIN LN, GARDENDALE, AL 35071-4215
Document Number	0000097666
Instrument Date	Sep 14, 2018
Instrument	2018097666
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 MOUNTAIN LN, GARDENDALE, AL 35071-4215

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Gardendale City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,820.00 (-1.03%) Homeowner's exemption	$31,180 (+4.7%)	$311,700 (+4.67%) Land $50,000 Building $261,700
2024	$1,839.00 (+7.8%)
2023		$29,780 (+1.74%) Land $5,000 Building $24,780	$297,800 (+1.74%) Land $50,000 Building $247,800
2022	$1,706.00 Homeowner's exemption	$29,270 Land $4,500 Building $24,770	$292,700 Land $45,000 Building $247,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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