1245 Moselle Rd, Saint Clair, MO 63077 Property Records

Franklin County property record for 1245 Moselle Rd, Saint Clair, MO 63077

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,248 sqft · built 1968
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$371 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-7-25.0-4-001-009.000`

Property Details

APN / Parcel Number

Primary APN	`22-7-25.0-4-001-009.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Total Area

Exterior

Year Built	Built 1968
Architectural Style	Mobile Home
Lot Area	8,712 sqft (0.2 acres)
Shed	1 Shed

Location & Zoning

Street Address	1245 MOSELLE RD
City	SAINT CLAIR
State	MO
Zip	63077-1229
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT:10 MITCHELL ADDN
Legal Range	01W
Legal Township	42
Legal Section	25
Legal Quarter	SE
Legal Subdivision	MITCHELL
Legal Block	1
Legal Lot Number	10
Legal Unit	10
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2019
Census Tract	800904

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1245 MOSELLE RD, SAINT CLAIR, MO 63077-1229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/ST CLAI
Jan 7, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/ST CLAI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2013
Deed Sale	Nov 5, 2013
Deed Document Number	1319175
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1245 MOSELLE RD, SAINT CLAIR, MO 63077-1229
Document Number	0000011218
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 MOSELLE RD ST CLAIR MO 630771229, ST CLAIR, MO 63077-1229

Mortgage

Document Number	0000011218
Date	Aug 13, 2018
Instrument	11218

Lender

Name	FARMERS & MERCHANTS BK/ST CLAI
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 12, 2028

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1245 MOSELLE RD, SAINT CLAIR, MO 63077-1229
Document Number	0000000976
Instrument Date	Jan 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2017
Title Company	FRANKLIN COUNTY TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 MOSELLE RD ST CLAIR MO 630771229, ST CLAIR, MO 63077-1229

Mortgage

Document Number	0000000976
Date	Jan 23, 2017
Instrument	976

Lender

Name	FARMERS & MERCHANTS BK/ST CLAI
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 22, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	St. Clair City
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$371.00 (+5.4%)	$5,514 (-2.61%)	$29,020 (-2.62%) Land $12,240 Building $16,780
2023	$352.00 (+15.41%)	$5,662 (+14.18%)	$29,800 (+14.18%) Land $12,240 Building $17,560
2022	$305.00	$4,959
2021			$26,100 Land $12,240 Building $13,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: T-Mobile.

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