1245 Meadow Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 1245 Meadow Ln, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,441 sqft · built 1992
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (May 2020)
Tax Bill	$5,591 (2026)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`244-080-490-000`

Property Details

APN / Parcel Number

Primary APN	`244-080-490-000`
Alternative APN	`244-080-49`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,441 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	244-080-49
Street Address	1245 MEADOW LN
City	TRACY
State	CA
Zip	95377-9235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	89-FM PT OF 244-040-03
Legal Subdivision	HARVEST GLEN
Legal Tract	2222
Legal Block	1
Legal Lot Number	92
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1005
Census Tract	5217

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1245 MEADOW LN, TRACY, CA 95377-9235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jul 13, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jun 27, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
May 19, 2020	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Mar 22, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Oct 17, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Prior Sale	Oct 17, 2017 · Amount on Record
Deed Document Number	202058809
Prior Transfer Date	Mar 13, 2018
Prior Transfer Doc	0000031555
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 28, 2026
Property Address	1245 MEADOW LN, TRACY, CA 95377-9235
Document Number	0000048532
Instrument Date	May 7, 2026
Instrument	202648532
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 MEADOW LN, TRACY, CA 95377-9235

Mortgage

Document Number	0000048532,
Date	May 28, 2026
Instrument	202648532

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Jun 1, 2050

Interest

Rate	6.37%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1245 MEADOW LN, TRACY, CA 95377-9235
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 MEADOW LN, TRACY, CA 95377-9235

Mortgage

Document Number	0000054785
Date	Jul 13, 2023
Instrument	2023-054785

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Jun 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1245 MEADOW LN, TRACY, CA 95377-9235
Transaction Type	Mortgage
Record Updated	Jul 7, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 MEADOW LN, TRACY, CA 95377-9235

Mortgage

Document Number	0000078698
Date	Jun 27, 2022
Instrument	2022-078698

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 1, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 19, 2020
Property Address	1245 MEADOW LN, TRACY, CA 95377-9235
Document Number	0000058809
Map Reference	VOL 29 PG 61
Instrument Date	May 11, 2020
Instrument	2020-058809
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 MEADOW LN, TRACY, CA 95377-9235

Mortgage

Document Number	0000058812
Date	May 19, 2020
Instrument	2020-058812

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 22, 2018
Property Address	1245 MEADOW LN, TRACY, CA 95377-9235
Document Number	0000031555
Instrument Date	Mar 13, 2018
Instrument	31555
Transaction Type	Transfer
Record Updated	Mar 29, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 MEADOW LN TRACY CA 953779235, TRACY, CA 95377-9235

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 17, 2017
Property Address	1245 MEADOW LN, TRACY, CA 95377-9235
Document Number	0000120852
Instrument Date	Oct 17, 2017
Instrument	120852
Transaction Type	Transfer
Record Updated	Nov 1, 2017

Transaction

Amount	Amount Recorded
Tax	$55.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1245 MEADOW LN TRACY CA 953779235, TRACY, CA 95377-9235

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,591.00 (+1.6%)
2025	$5,503.00 (+5.1%) Homeowner's exemption	$508,541 (+4.04%) Land $131,235 Building $377,306
2023	$5,236.00 (+1.87%) Homeowner's exemption	$488,795 Land $126,140 Building $362,655	$567,450
2022	$5,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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