1245 Main St, Hugo, MN 55038 Property Records

Anoka County property record for 1245 Main St, Hugo, MN 55038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,120 sqft · built 1972
Lot Size	8.3 acres (361,548 sqft)
Owner	Individual Name on Record
Last Sale	$514,700 (May 2020)
Tax Bill	$5,716 (2026)
Deeds & Mortgages	Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-31-22-33-0010`

Property Details

APN / Parcel Number

Primary APN	`03-31-22-33-0010`
Alternative APN	`662786`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,120 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	361,548 sqft (8.3 acres)
Garage Type	Detached
Garage Area	528 sqft
Porch	Screened Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1245 MAIN ST
City	HUGO
State	MN
Zip	55038-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE SW1/4 OF SW1/4 OF SEC 3 TWP 31 RGE 22, EX NLY 416 FT OFSD 1/4 1/4, ALSO EX WLY 676.5 FT OF SD 1/4 1/4, ALSO EXTHAT PRT OF SLY 435 FT OF SD 1/4 1/4 LYG ELY OF WLY 720 FTTHEREOF, EX RD, SUBJ TO EASE OF REC
Legal Range	22W
Legal Township	31N
Legal Section	03
Jurisdiction	ANOKA MN
Township / Civil Division	LINO LAKES
Census Block Group	1
Census Block	1003
Census Tract	50233

Owner

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1245 MAIN ST, LINO LAKES, MN 55038-9729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	May 8, 2006 · Amount on Record
Deed Document Number	20202262729001
Record Updated	Oct 29, 2026

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ANOKA MN
Property Address	1245 MAIN ST, HUGO, MN 55038-9729
Document Number	2186614001
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1245 MAIN ST LINO LAKES MN 550389729, LINO LAKES, MN 55038-9729

Mortgage

Document Number	2186614001
Date	Nov 17, 2017
Instrument	2186614001

Lender

Name	FIDELITY BK
Type	Bank
Address	EDINA, MN 55435

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 16, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Lino Lakes City
Unified School District	Forest Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,716.00 (+9.69%) Homeowner's exemption	$520,200 (+2.58%) Land $209,400 Building $310,800	$520,200 (+2.58%) Land $209,400 Building $310,800
2024	$5,211.00	$507,100 Land $199,200 Building $307,900	$507,100 Land $199,200 Building $307,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 72% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20