1245 Jane Ellen, Lowell, MI 49331 Property Records

Kent County property record for 1245 Jane Ellen, Lowell, MI 49331

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 877 sqft · built 1970
Lot Size0.209 acres (9,104 sqft)
OwnerIndividual Name on File
Last Sale$107,500 (Mar 2016)
Tax Bill$2,404 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Oct 2017 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN41-20-03-433-012

Property Details

APN / Parcel Number

Primary APN41-20-03-433-012

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area877 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area9,104 sqft (0.209 acres)
Lot Dimensions132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1245 JANE ELLEN
CityLOWELL
StateMI
Zip49331-1231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 115 * VALLEY VISTA NO 5
Legal SubdivisionVALLEY VISTA
Legal Lot Number115
JurisdictionKENT MI
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1015
Census Tract12004

Owner

Source: Kent County records · APN 41-20-03-433-012

Assessment roll updated June 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1245 JANE ELLEN, LOWELL, MI 49331-1231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2023Deed of Trust, Mortgage · Line of Credit
GRAND RIVER BANK
Oct 26, 2017Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Jul 18, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
May 07, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 16, 2016 · Amount on Record
Deed SaleMar 16, 2016 · Amount on Record
Prior SaleSep 10, 2015 · Amount on Record
Deed Document Number201620724
Last Transfer DateJul 12, 2019
Transfer Doc0000052256
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address1245 JANE ELLEN, LOWELL, MI 49331-1231
Transaction TypeMortgage
Record UpdatedFeb 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1245 JANE ELLEN, LOWELL, MI 49331-1231

Mortgage

Document Number0000006216
DateFeb 03, 2023
Instrument20230203-0006216
Lender
NameGRAND RIVER BANK
TypeBank
AddressGRANDVILLE, MI 49418
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 10, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address1245 JANE ELLEN, LOWELL, MI 49331-1231
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090911
DateOct 26, 2017
Instrument20171026-0090911
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 01, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address1245 JANE ELLEN, LOWELL, MI 49331-1231
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083119
DateSep 11, 2020
Instrument202009110083119
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENT MI
Recording DateJul 18, 2019
Property Address1245 JANE ELLEN, LOWELL, MI 49331-1231
Document Number0000052256
Instrument DateJul 12, 2019
Instrument52256
Transaction TypeTransfer
Record UpdatedAug 12, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1245 JANE ELLEN LOWELL MI 493311231, LOWELL, MI 49331-1231

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENT MI
Recording DateMay 07, 2019
Property Address1245 JANE ELLEN, LOWELL, MI 49331-1231
Document Number0000031204
Instrument DateApr 09, 2019
Instrument31204
Transaction TypeTransfer
Record UpdatedMay 21, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1245 JANE ELLEN LOWELL MI 493311231, LOWELL, MI 49331-1231

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
MunicipalityLowell City
Unified School DistrictLowell Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,404.00 (+2.78%) Homeowner's exemption$121,600 (+48.84%)$243,200 (+48.84%)
2024$2,339.00 (-2.5%)
2023$81,700$163,400
2019$2,399.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (26081C), as of January 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260810120041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Point Broadband Fiber Holding
Fiber
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 208 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0003950, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOWELL
serves 4,150 people
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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