1245 Fairmount Ave, Council Bluffs, IA 51503 Property Records

Pottawattamie County property record for 1245 Fairmount Ave, Council Bluffs, IA 51503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 816 sqft · built 1915
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$181,000 (Jun 2022)
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7544 36 479 009`

Property Details

APN / Parcel Number

Primary APN	`7544 36 479 009`
Alternative APN	`000 035 930 026033 000 000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	816 sqft Base Area
1st Floor Area	816 sqft
Basement Area	225 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2019
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	138 ft deep x 50 ft wide

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Shed	1 Shed
Shed Area	84 sqft

Location & Zoning

Street Address	1245 FAIRMOUNT AVE
City	COUNCIL BLUFFS
State	IA
Zip	51503-6702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WINDSOR ADD W138' LT 10
Legal Range	44W
Legal Township	75N
Legal Section	36
Legal Subdivision	WINDSOR ADDITION
Legal Lot Number	10
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	KANE
Census Block Group	2
Census Block	2004
Census Tract	31000

Owner

1245 Fairmount Ave is owned and occupied by an individual who bought it in June 2022.

Source: Pottawattamie County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1245 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK
Mar 23, 2022	Affidavit of Death of Joint Tenant, Transfer
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage METRO CU FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Deed Document Number	20228046
Prior Transfer Date	Mar 22, 2022
Prior Transfer Doc	0000004161
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Jun 7, 2022
Property Address	1245 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6702
Document Number	0000008046
Book / Page	2022 / 8046
Instrument Date	May 27, 2022
Instrument	2022-08046
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	TITLECORE NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6702

Mortgage

Document Number	0000008048
Date	Jun 7, 2022
Instrument	2022/8048

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Mar 23, 2022
Property Address	1245 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6702
Document Number	0000004161
Book / Page	2022 / 4161
Instrument Date	Mar 22, 2022
Instrument	2022-04161
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6702

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	1245 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6702
Document Number	0000014184
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1245 FAIRMOUNT AVE COUNCIL BLUFFS IA 515036702, COUNCIL BLUFFS, IA 51503-6702

Mortgage

Document Number	0000014184
Date	Sep 30, 2020
Instrument	14184

Lender

Name	METRO CU FCU
Address	OMAHA, NE 68137

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 29, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1245 Fairmount Ave was $3,296.

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Municipality	Council Bluffs City
Unified School District	Council Bluffs Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,400 Land $25,900 Building $147,500	$173,400 Land $25,900 Building $147,500
2025	$3,296.00
2023		$156,900 Land $22,500 Building $134,400	$156,900 Land $22,500 Building $134,400
2021	$3,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1245 Fairmount Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1245 Fairmount Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNCIL BLUFFS WATER WORKS serves 64,447 people · EPA ID IA7820080
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Nextlink, Western Iowa Wireless.

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