1245 el Nido Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 1245 el Nido Dr, Fallbrook, CA 92028 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,703 sqft · built 1974
Lot Size	1.06 acres (46,174 sqft)
Owner	Company Name on File
Last Sale	$423,000 (May 2010)
Tax Bill	$5,819 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123-291-20-00`

Property Details

APN / Parcel Number

Primary APN	`123-291-20-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,703 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	46,174 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1245 EL NIDO DR
City	FALLBROOK
State	CA
Zip	92028-9480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 1 (EX ST) TR PM02445
Legal Subdivision	SAN LUIS REY DOWNS
Legal Tract	2445
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3016
Census Tract	18804

Owner

Source: San Diego County records · APN 123-291-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1245 EL NIDO DR, FALLBROOK, CA 92028-9480
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit SCE FCU
Apr 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit SCE FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2010 · Amount on Record
Deed Sale	May 06, 2010 · Amount on Record
Prior Sale	Jun 05, 1991 · Amount on Record
Deed Document Number	2010227711
Last Transfer Date	Sep 18, 2013
Transfer Doc	0000581841
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1245 EL NIDO DR, FALLBROOK, CA 92028-9480
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 EL NIDO DR, FALLBROOK, CA 92028-9480

Mortgage

Document Number	0000329717
Date	Apr 29, 2021
Instrument	2021-0329717

Lender

Name	SCE FCU
Type	Credit Union
Address	BALDWIN PARK, CA 91706

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1245 EL NIDO DR, FALLBROOK, CA 92028-9480
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 EL NIDO DR, FALLBROOK, CA 92028-9480

Mortgage

Document Number	0000251089
Date	Apr 01, 2021
Instrument	2021-0251089

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1245 EL NIDO DR, FALLBROOK, CA 92028-9480
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000397184
Date	Aug 30, 2017
Instrument	2017-0397184

Lender

Name	SCE FCU
Type	Credit Union
Address	BALDWIN PARK, CA 91706

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 29, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$556,918 (+2%) Land $186,462 Building $370,456
2025	$5,819.00 (+5.55%) Homeowner's exemption	$545,999 (+4.04%) Land $182,806 Building $363,193
2023	$5,513.00 (-0.02%) Homeowner's exemption	$524,799 Land $175,708 Building $349,091
2022	$5,514.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730188043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 28% of California
Wildfire Likelihood	About 1 in 806 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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