1245 E Sandpiper St, Apopka, FL 32712 Property Records

Orange County property record for 1245 E Sandpiper St, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,304 sqft · built 2020
Lot Size	2.48 acres (108,029 sqft)
Owner	Individual Name on File
Last Sale	$592,000 (Apr 2023)
Tax Bill	$9,421 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`02-21-28-0000-00-169`

Property Details

APN / Parcel Number

Primary APN	`02-21-28-0000-00-169`
Alternative APNs	`282102000000169` `186343` `189829` `193490`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,304 sqft Living Area
Gross Area	3,152 sqft
1st Floor Area	2,304 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Hardboard
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	108,029 sqft (2.48 acres)
Garage Type	Attached
Garage Area	468 sqft
Porch	Slab
Porch Area	380 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1245 E SANDPIPER ST
City	APOPKA
State	FL
Zip	32712-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	COMM AT THE SW COR OF LOT 1 OF REGANS RESERVE 47/73 OF NE1/4 OF NW1/4 OF SEC 02-21-28 THE RUN E 568.77 FT FOR POB TH CON T E 687.35 FT S 158 FT W 684.56 FT N 157.98 FT TO POB
Legal Range	28E
Legal Township	21S
Legal Section	02
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0000
Legal Lot Number	1
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1000
Census Tract	17806

Owner

1245 E Sandpiper St is owned and occupied by an individual who bought it in April 2023.

Source: Orange County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1245 E SANDPIPER ST, APOPKA, FL 32712-3018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
May 23, 2019	Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Prior Sale	May 1, 2014 · Amount on File
Deed Document Number	2023201556
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 10, 2023
Property Address	1245 E SANDPIPER ST, APOPKA, FL 32712-3018
Document Number	0000201556
Instrument Date	Apr 4, 2023
Instrument	20230201556
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	TREASURE TITLE INSURANCE AGENCY INC, TREASURE TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,144.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2365 PINE MEADOWS PL, CHULUOTA, FL 32766-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 E SANDPIPER ST, APOPKA, FL 32712-3018

Mortgage

Document Number	0000201557
Date	Apr 10, 2023
Instrument	20230201557

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1245 E SANDPIPER ST, APOPKA, FL 32712-3018
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000322586
Date	May 23, 2019
Instrument	20190322586

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1245 E Sandpiper St was $9,421, up 4.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,335 (-0.98%) Land $173,600 Building $381,735	$555,335 (-0.98%) Land $173,600 Building $381,735
2025	$9,421.00 (+4.28%)	$560,840 Land $173,600 Building $387,240	$560,840 Land $173,600 Building $387,240
2024	$9,034.00 (+11.61%)
2023	$8,094.00 (+20.04%) Homeowner's exemption	$544,531 (+12.24%) Land $173,600 Building $370,931	$544,531 (+12.24%) Land $173,600 Building $370,931
2022	$6,743.00	$485,135 Land $173,600 Building $311,535	$485,135 Land $173,600 Building $311,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1245 E Sandpiper St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1245 E Sandpiper St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/WESTERN REGIONAL WTR SYS (5 WPS) serves 206,742 people · EPA ID FL3481546
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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