1245 E Gray Ln, Winchester, IN 47394 Property Records

Randolph County property record for 1245 E Gray Ln, Winchester, IN 47394 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2006
Square Footage2,068 sqft Living Area
Lot Size98,446 sqft (2.26 acres)
OccupancyOwner Occupied
Last Sale$355,775 (2023)
Tax Bill$2,581.00 (2025)

Owner

Source: Randolph County records · APN 011-01582-00

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1245 E GRAY LN, WINCHESTER, IN 47394-8499
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2018Deed of Trust, Mortgage · Line of Credit
WEST END BANK SB
Jul 27, 2022Deed of Trust, Mortgage · Line of Credit
FIRST BANK OF BERNE
May 16, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST BANK OF BERNE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2023 · Amount on Record
Deed SaleMay 16, 2023 · Amount on Record
Prior SaleJun 13, 2016 · Amount on Record
Deed Doc Number20231798
Prior Transfer DateMay 04, 2023
Prior Transfer Doc0020231798
Record RefreshedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IN
Property Address1245 E GRAY LN, WINCHESTER, IN 47394-8499
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020183522
DateSep 24, 2018
Instrument20183522
Lender
NameWEST END BANK SB
TypeBank
AddressRICHMOND, IN 47374
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueSep 17, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IN
Property Address1245 E GRAY LN, WINCHESTER, IN 47394-8499
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020223806
DateJul 27, 2022
Instrument20223806
Lender
NameFIRST BANK OF BERNE
TypeBank
AddressBERNE, IN 46711
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueAug 25, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRANDOLPH IN
Recording DateMay 16, 2023
Property Address1245 E GRAY LN, WINCHESTER, IN 47394-8499
Document Number0020231798
Instrument DateMay 04, 2023
Instrument20231798
Transaction TypeTransfer
Record UpdatedJun 16, 2023

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1245 E GRAY LN, WINCHESTER, IN 47394-8499

Mortgage

Document Number0020231799
DateMay 16, 2023
Instrument20231799
Lender
NameFIRST BANK OF BERNE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 09, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateMay 09, 2028
Change Frequency5 Years
Min Rate At Change5%
Max Rate At Change10.7%
IndexOther
Margin4
Max Rate10.7%

Tax Assessment & Valuation

Source: Randolph County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIndiana
CountyRandolph County
County SubdivisionWhite River Township
Unified School DistrictRandolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,581.00 (+49.28%) Homeowner's exemption$274,600 (-6.12%) Land $22,400 Building $252,200$274,600 (-6.12%) Land $22,400 Building $252,200
2024$1,729.00 (-26.33%)
2023$292,500 (+6.36%) Land $21,700 Building $270,800$292,500 (+6.36%) Land $21,700 Building $270,800
2022$2,347.00$275,000 Land $21,700 Building $253,300$275,000 Land $21,700 Building $253,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Randolph County (18135C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 21% of Indiana
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN011-01582-00
Alternative APNs
  • 68-09-27-321-044.000-020
  • 00000010844

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Building Area2,068 sqft Living Area
1st Floor2,068 sqft 1st Floor
Attic Area292 sqft Attic
Attic1 Attic
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2006
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeNo Foundation Foundation
Roof MaterialAsphalt Roof
Lot Area98,446 sqft (2.26 acres)
Parking Spaces6 Parking Spaces
Garage TypeMixed Garage
Garage Area1,684 sqft Garage

Exterior Amenities

Pool TypeAbove-Ground Pool Pool Type
Pool Area452 sqft Pool
Shed1 Shed
Shed Area192 sqft Shed
Gazebo384 sqft Gazebo

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number00000010844
Street Address1245 E GRAY LN
CityWINCHESTER
StateIN
Zip47394-8499
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAY ACRES SUB DIV LOTS 13 & 14 GRAY ACRES SUB DIV PRIVATE DRIVE 2/16 INT
Legal SubdivisionGRAY ACRES
Legal Lot Number13-14
JurisdictionRANDOLPH IN
Minor Civil DivisionWHITE RIVER
Census Blockgroup3
Census Block3049
Census Tract951700

Nearby Properties on E Gray Ln

Nearby Streets

Search Property Records by Address or Parcel Number