Madison County property record for 1245 E Ferguson Ave, Wood River, IL 62095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,136 sqft · built 1950 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (May 2017) |
| Tax Bill | $2,283 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2017 Sale & Mortgage |
| APN | 19-2-08-27-08-204-027 |
| Primary APN | 19-2-08-27-08-204-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1245 E FERGUSON AVE |
|---|---|
| City | WOOD RIVER |
| State | IL |
| Zip | 62095-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PERSHALLS ADD TO WOOD RIVER LOT 15 50 X 120 |
| Legal Subdivision | PERSHALLS ADDN |
| Legal Lot Number | 15 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | WOOD RIVER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 401102 |
1245 E Ferguson Ave is owned and occupied by an individual who bought it in May 2017.
Source: Madison County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1245 E FERGUSON AVE, WOOD RIVER, IL 62095-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HUD |
| May 5, 2017 | Warranty Deed, Transfer · FHA Mortgage COMMUNITY DEV COMMISSION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2017 · Amount on File |
| Deed Sale | May 5, 2017 · Amount on File |
| Prior Sale | Jun 1, 2011 · Amount on File |
| Deed Document Number | 201715224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 1245 E FERGUSON AVE, WOOD RIVER, IL 62095-2203 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028294 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021R28294 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | May 5, 2017 |
| Property Address | 1245 E FERGUSON AVE, WOOD RIVER, IL 62095-2203 |
| Document Number | 0000015224 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 15224 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2017 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1245 E FERGUSON AVE WOOD RIVER IL 620952203, WOOD RIVER, IL 62095-2203 |
| Document Number | 15282 |
|---|---|
| Date | May 5, 2017 |
| Instrument | 15282 |
| Name | COMMUNITY DEV COMMISSION |
|---|---|
| Type | Construction/Development Company |
| Address | EDWARDSVILLE, IL 62026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 4, 2022 |
| Document Number | 15225, |
|---|---|
| Date | May 5, 2017 |
| Instrument | 15225 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 4, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 1245 E Ferguson Ave was $2,283 with a homeowner's exemption, up 10.1% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Wood River Township |
| Municipality | Wood River City |
| Unified School District | Roxana Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,283.00 (+10.08%) | $40,710 Land $5,290 Building $35,420 | $122,130 Land $15,870 Building $106,260 |
| 2024 | $2,074.00 | ||
| 2022 | $1,872.00 | $32,320 Land $4,200 Building $28,120 | $97,057 Land $12,613 Building $84,444 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1245 E Ferguson Ave; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1245 E Ferguson Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHALTO serves 15,210 people · EPA ID IL1190150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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