1245 E 16th N, Mountain Home, ID 83647 Property Records

Elmore County property record for 1245 E 16th N, Mountain Home, ID 83647

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1963
Lot Size	0.156 acres (6,795 sqft)
Owner	Individual Name on File
Last Sale	$47,800 (Feb 2015)
Tax Bill	$888 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2026 Mortgage + 1 more
APN	`RPA00030020070A`

Property Details

APN / Parcel Number

Primary APN	`RPA00030020070A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	6,795 sqft (0.156 acres)
Lot Dimensions	1,060 ft deep x 640 ft wide

Location & Zoning

Street Address	1245 E 16TH N
City	MOUNTAIN HOME
State	ID
Zip	83647-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	LOT 7 BLK 2 RICHARD AGUIRRE #2
Legal Subdivision	RICHARD AGUIRRE NO 2 SUBDIVISION
Legal Block	2
Legal Lot Number	7
Legal Unit	2
Jurisdiction	ELMORE ID
Township / Civil Division	MOUNTAIN HOME
Census Block Group	3
Census Block	3010
Census Tract	960201

Owner

1245 E 16th N is owned and occupied by an individual who bought it in February 2015.

Source: Elmore County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1245 E 16TH N, MOUNTAIN HOME, ID 83647-1810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage SYNERGY ONE LENDING
Mar 18, 2026	Warranty Deed, Transfer · Commercial Mortgage LENDINGONE LLC
Nov 20, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2015 · Amount on File
Deed Sale	Feb 24, 2015 · Amount on File
Prior Sale	Jan 8, 2010
Deed Document Number	2015446286
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE ID
Recording Date	Jul 21, 2026
Property Address	1245 E 16TH N, MOUNTAIN HOME, ID 83647-1810
Document Number	0000523342
Instrument Date	Jul 21, 2026
Instrument	2026523342
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	EMPIRE TITLE N LLC, EMPIRE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 E 16TH N, MOUNTAIN HOME, ID 83647-1810

Mortgage

Document Number	0000523342,
Date	Jul 21, 2026
Instrument	2026523342

Lender

Name	SYNERGY ONE LENDING

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE ID
Recording Date	Mar 18, 2026
Property Address	1245 E 16TH N, MOUNTAIN HOME, ID 83647-1810
Document Number	0000521060
Instrument Date	Mar 17, 2026
Instrument	521060
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	GUARANTY TITLE AGENCY INC, GUARANTY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 S CLEARWATER LOOP # R, POST FALLS, ID 83854-9599

Mortgage

Document Number	0000521061
Date	Mar 18, 2026
Instrument	521061

Lender

Name	LENDINGONE LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2027

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE ID
Property Address	1245 E 16TH N, MOUNTAIN HOME, ID 83647-1810
Transaction Type	Mortgage
Record Updated	Jan 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000485698
Date	Nov 20, 2020
Instrument	485698

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1245 E 16th N was $888, down 7.5% from the year before.

Source: Elmore County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Elmore County
Municipality	Mountain Home City
Unified School District	Mountain Home School District 193 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$888.00 (-7.5%)	$206,903 (-4.34%) Land $56,000 Building $150,903	$206,903 (-4.34%) Land $56,000 Building $150,903
2024	$960.00 (+18.52%)	$216,296 (+12.77%) Land $49,000 Building $167,296	$216,296 (+12.77%) Land $49,000 Building $167,296
2023	$810.00 (-21.21%)	$191,806 (+4.72%) Land $38,000 Building $153,806	$191,806 (+4.72%) Land $38,000 Building $153,806
2022	$1,028.00	$183,155 Land $34,500 Building $148,655	$183,155 Land $34,500 Building $148,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1245 E 16th N.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1245 E 16th N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOME serves 14,651 people · EPA ID ID4200032
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	121 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30
White Cloud Communications Fixed Wireless	200 / 50

May also be available: CenturyLink, Verizon.

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