1245 Duck Rd, #401, Kitty Hawk, NC 27949 Property Records

Dare County property record for 1245 Duck Rd, #401, Kitty Hawk, NC 27949

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,377 sqft · built 1985
Lot Size	0.25 acres (10,965 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Apr 2007)
Tax Bill	$2,392 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985908980394.01`

Property Details

APN / Parcel Number

Primary APN	`985908980394.01`
Alternative APN	`009782401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	10 Units
Stories	2 Stories
Building Area	1,377 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,965 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	98590898039401
Street Address	1245 DUCK RD, 401
City	KITTY HAWK
State	NC
Zip	27949-4591
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT: UT 401 BLK: SEC: KINNAKEET STATION PL: SL:
Legal Subdivision	BARRIER ISLAND STATION 4 CONDO
Legal Unit	401
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1025
Census Tract	970101

Owner

1245 Duck Rd, #401 is owned by an individual who bought it in April 2007.

Source: Dare County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3916 MONUMENT AVE, RICHMOND, VA 23230-3902
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK
Aug 10, 2018	Deed of Trust, Mortgage UNION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2007 · Amount on File
Deed Sale	Apr 25, 2007 · Amount on File
Deed Document Number	20076219059
Deed Book / Page	1727 / 139
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Recording Date	Apr 22, 2026
Property Address	1245 DUCK RD, 401, KITTY HAWK, NC 27949-4591
Document Number	0700158966
Book / Page	2845 / 944
Instrument Date	Apr 17, 2026
Instrument	2026700158966
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SAFE HARBOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 MONUMENT AVE, RICHMOND, VA 23230-3902

Mortgage

Document Number	0700158966,
Date	Apr 22, 2026
Book Page	2845/944
Instrument	2026700158966

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1245 DUCK RD # 401, 401, DUCK, NC 27949-4591
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002253/0000000499
Date	Aug 10, 2018
Book Page	0000002253/0000000499
Instrument	000700055466

Lender

Name	UNION BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1245 Duck Rd, #401 was $2,392.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,392.00	$522,500 (-) Land $100,000 Building $422,500	$522,500 Land $100,000 Building $422,500
2025	$2,392.00	$522,500 Land $100,000 Building $422,500
2023	$1,914.00	$307,648 Land $75,000 Building $232,648
2020			$522,500 Land $100,000 Building $422,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1245 Duck Rd, #401 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1245 Duck Rd, #401 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	DARE COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Ripple Fiber.

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