McLean County property record for 1245 Duck Horn Dr, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,408 sqft · built 2010 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $261,000 (Oct 2017) |
| Tax Bill | $9,102 (2024) |
| Deeds & Mortgages | Mar 2017 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-19-102-008 |
| Primary APN | 15-19-102-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| 2nd Floor Area | 1,408 sqft |
| Basement Area | 846 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 796 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1245 DUCK HORN DR |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-8202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINEYARDS II SUB LT 203 |
| Legal Subdivision | VINEYARDS II SUB |
| Legal Lot Number | 203 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | TOWANDA |
| Census Block Group | 5 |
| Census Block | 5112 |
| Census Tract | 5102 |
1245 Duck Horn Dr is owned and occupied by an individual who bought it in October 2017.
Source: McLean County records, as of April 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1245 DUCK HORN DR, NORMAL, IL 61761-8202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2017 | Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK |
| Oct 11, 2017 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE SERVICES III LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2017 · Amount on File |
| Deed Sale | Oct 11, 2017 · Amount on File |
| Prior Sale | Jun 17, 2010 · Amount on File |
| Deed Document Number | 201718360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1245 DUCK HORN DR, NORMAL, IL 61761-8202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700005209 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 2017-00005209 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | NORMAL, IL 61761 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 10, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Oct 11, 2017 |
| Property Address | 1245 DUCK HORN DR, NORMAL, IL 61761-8202 |
| Document Number | 201700018360 |
| Map Reference | DOC2008-9230 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 2017-00018360 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $391.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1245 DUCK HORN DR, NORMAL, IL 61761-8202 |
| Document Number | 201700018361 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 2017-00018361 |
| Name | MORTGAGE SERVICES III LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Towanda Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $129,050 Land $33,006 Building $96,044 | $387,150 Land $99,018 Building $288,132 | |
| 2024 | $9,102.00 (+7.2%) | ||
| 2023 | $8,491.00 (+6.51%) | $106,171 (+10.99%) Land $27,155 Building $79,016 | $318,513 (+10.99%) Land $81,465 Building $237,048 |
| 2022 | $7,972.00 | $95,658 Land $24,466 Building $71,192 | $286,974 Land $73,398 Building $213,576 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1245 Duck Horn Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1245 Duck Horn Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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