1245 Cross Rd, Freedom, NY 14065 Property Records

Cattaraugus County and Freedom Town property record for 1245 Cross Rd, Freedom, NY 14065 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,352 sqft · built 1997
Lot Size2.15 acres (93,654 sqft)
Owner2 Individual Names on File
Last Sale$111,000 (Oct 2009)
Tax Bill$3,310 (2025)
Deeds & MortgagesJul 2026 Mortgage
APN044200 23.001-1-4.6

Property Details

APN / Parcel Number

Primary APN044200 23.001-1-4.6
Alternative APNs
  • 420002300100010040060000
  • 1298

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,352 sqft Living Area
1st Floor Area1,352 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area93,654 sqft (2.15 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number1298
Street Address1245 CROSS RD
CityFREEDOM
StateNY
Zip14065-9408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description34 06 03 FF 325 FT
Legal Block1
Legal Lot Number4.006
JurisdictionCATTARAUGUS NY
Township / Civil DivisionFREEDOM
Census Block Group2
Census Block2055
Census Tract960100

Owner

Source: Cattaraugus County and Freedom Town records · APN 044200 23.001-1-4.6

Assessment roll updated April 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1245 CROSS RD, FREEDOM, NY 14065-9408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 15, 2009 · Amount on Record
Deed SaleOct 15, 2009 · Amount on Record
Prior SaleSep 03, 1997 · Amount on Record
Deed Book / Page12925 / 9001
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATTARAUGUS NY
Recording DateJul 21, 2026
Property Address1245 CROSS RD, FREEDOM, NY 14065-9408
Document Number0000008299
Instrument DateJul 03, 2026
Instrument20268299
Transaction TypeMortgage
Record UpdatedAug 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1245 CROSS RD, FREEDOM, NY 14065-9408

Mortgage

Document Number0000008299,
DateJul 21, 2026
Instrument20268299
Lender
NameMANUFACTURERS BANK AND TRUST COMPANY
Agreement
AmountAmount Recorded
Term360 Months
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Cattaraugus County and Freedom Town records · Assessment roll updated April 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyCattaraugus County
County SubdivisionFreedom Town
Unified School DistrictYorkshire-Pioneer Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,310.00 (+2.03%) Homeowner's exemption$161,700 (+8.02%) Land $12,200 Building $149,500$165,000 (+10.22%) Land $12,449 Building $152,551
2024$3,244.00
2023$149,700 Land $12,200 Building $137,500$149,700 Land $12,200 Building $137,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cross Rd

Nearby Streets

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