St. Clair County property record for 1245 Conrad Ln, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,201 sqft · built 2002 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $490,000 (Jun 2026) |
| Tax Bill | $6,863 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Jun 2026 Sale & Mortgage + 1 more |
| APN | 04-19-0-221-031 |
| Primary APN | 04-19-0-221-031 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,201 sqft Living Area |
| Basement Area | 2,201 sqft |
| Unfinished Basement | 2,128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 204 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|
| Street Address | 1245 CONRAD LN |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-7145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE MANORS AT FAIRWOOD HILLS 9TH ADD LOT/SEC-159 DOC A01670895 |
| Legal Subdivision | THE MANORS AT FAIRWOOD HILLS 9TH ADD |
| Legal Block | 221 |
| Legal Lot Number | 159 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 504355 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1245 CONRAD LN, O FALLON, IL 62269-7145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST MID BANK & TRUST NA |
| Jun 10, 2026 | Warranty Deed, Transfer · VA Mortgage FCB BANK |
| Jan 13, 2021 | Deed of Trust, Construction Loan · Construction Mortgage MIDWEST BANKCENTRE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | Apr 1, 2002 · Amount on Record |
| Deed Document Number | 20262886058 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1245 CONRAD LN, O FALLON, IL 62269-7145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A02695147 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | A02695147 |
| Name | FIRST MID BANK & TRUST NA |
|---|---|
| Type | Bank |
| Address | ALTON, IL 62002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jun 10, 2026 |
| Property Address | 1245 CONRAD LN, O FALLON, IL 62269-7145 |
| Document Number | 0002886058 |
| Instrument Date | May 22, 2026 |
| Instrument | 20262886058 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74,235.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1245 CONRAD LN, O FALLON, IL 62269-7145 |
| Date | Jun 10, 2026 |
|---|
| Name | FCB BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jan 13, 2021 |
| Property Address | 1245 CONRAD LN, O FALLON, IL 62269-7145 |
| Document Number | 00A2683359 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 2683359 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 14, 2021 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1245 CONRAD LN O FALLON IL 622697145, O FALLON, IL 62269-7145 |
| Document Number | 00A2683359 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2683359 |
| Name | MIDWEST BANKCENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 12, 2031 |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,863.00 (+9.62%) Homeowner's exemption Senior Citizen's exemption | $106,221 (+9.62%) Land $18,897 Building $87,324 | $318,663 (+9.62%) Land $56,691 Building $261,972 |
| 2024 | $6,261.00 | $96,902 (+22.55%) Land $17,241 Building $79,661 | $290,706 (+22.55%) Land $51,723 Building $238,983 |
| 2022 | $79,070 Land $14,068 Building $65,002 | $237,210 Land $42,204 Building $195,006 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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