Lexington-Fayette Urban County property record for 1245 Colonial Dr, Lexington, KY 40504
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,844 sqft · built 1952 |
| Lot Size | 0.611 acres (26,620 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,616 (2026) |
| Deeds & Mortgages | Mar 2024 Construction Loan Nov 2021 Mortgage |
| APN | 23560550 |
| Primary APN | 23560550 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,844 sqft Living Area |
| 1st Floor Area | 454 sqft |
| Basement Area | 837 sqft |
| Unfinished Basement | 837 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 26,620 sqft (0.611 acres) |
| Lot Width | 125 ft Width |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1245 COLONIAL DR |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40504-2059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LOT 6B; BOOK: 1652 PAGE: 230 |
| Legal Subdivision | COLONY SUBDIVISION UNIT 1 |
| Legal Lot Number | 6B |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 3000 |
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1245 COLONIAL DR, LEXINGTON, KY 40504-2059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK & TRUST CO |
| Nov 23, 2021 | Deed of Trust, Mortgage CENTRAL BK & TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 1245 COLONIAL DR, LEXINGTON, KY 40504-2059 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1245 COLONIAL DR, LEXINGTON, KY 40504-2059 |
| Document Number | MB10781/282 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | MB 10781/282 |
| Instrument | 202403120099 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 26, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 1245 COLONIAL DR, LEXINGTON, KY 40504-2059 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0284/640 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 0284/640 |
| Name | CENTRAL BK & TR CO |
|---|
| Amount | Amount Recorded |
|---|
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,616.00 (+1.72%) | $381,800 (-) | $381,800 (-) |
| 2025 | $3,555.00 (-14.63%) Homeowner's exemption | $381,800 (-12.45%) | $381,800 (-12.45%) |
| 2023 | $4,164.00 Homeowner's exemption | $436,100 | $436,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (1982–2010) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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