1245 Co Rd 302, Elgin, TX 78621 Property Records

Lee County property record for 1245 Co Rd 302, Elgin, TX 78621

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 ba · 3,862 sqft · built 2013
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$1,506 (2025)
Deeds & Mortgages	Nov 2018 Reverse Mortgage Nov 2018 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105990`

Property Details

APN / Parcel Number

Primary APN	`105990`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,862 sqft Gross Area
1st Floor Area	2,862 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick/Stone
Roof Type	Gable
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	1,000 sqft
Porch	Open Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1245 CR-302
City	ELGIN
State	TX
Zip	78621
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	A033 BOYCE, J., TRACT 010A1A, ACRES 5.0
Legal Subdivision	BOYCE, J.
Legal Tract	010A1A
Jurisdiction	LEE TX
Township / Civil Division	LEXINGTON
Census Block Group	3
Census Block	3033
Census Tract	100

Owner

Source: Lee County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1245 COUNTY ROAD 302, ELGIN, TX 78621-9575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2018	Deed of Trust, Mortgage · Reverse Mortgage COMMUNITY FIRST NATIONAL BANK
Nov 20, 2018	Deed of Trust, Mortgage · Reverse Mortgage COMMUNITY FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2012
Deed Sale	Aug 7, 2012
Deed Document Number	20122551
Deed Book / Page	1097 / 290
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE TX
Property Address	1245 COUNTY ROAD 302, ELGIN, TX 78621-9575
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1241/1022
Date	Nov 20, 2018
Book Page	1241/1022
Instrument	2018-04813

Lender

Name	COMMUNITY FIRST NATIONAL BANK
Type	Bank
Address	MANHATTAN, KS 66502

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	937 Months
Due	Dec 30, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.6%
Type Change Date	Dec 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE TX
Property Address	1245 COUNTY ROAD 302, ELGIN, TX 78621-9575
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1241/1004
Date	Nov 20, 2018
Book Page	1241/1004
Instrument	2018-04812

Lender

Name	COMMUNITY FIRST NATIONAL BANK
Type	Bank
Address	MANHATTAN, KS 66502

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	937 Months
Due	Dec 30, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.6%
Type Change Date	Dec 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lee County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,506.00 (-83.1%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$436,260 (-4.84%) Land $15,640 Building $420,620	$572,190 (+3.2%) Land $151,570 Building $420,620
2024	$8,911.00
2023		$458,441	$554,440 Land $102,130 Building $452,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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