1245 Cavendish Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1245 Cavendish Dr, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,641 sqft · built 1987
Lot Size	0.264 acres (11,490 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Jul 2020)
Tax Bill	$5,680 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-02183253`

Property Details

APN / Parcel Number

Primary APN	`05-02183253`
Alternative APN	`02183253`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,641 sqft Living Area
Gross Area	2,933 sqft
1st Floor Area	1,026 sqft
Basement Area	615 sqft
Finished Basement	615 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,490 sqft (0.264 acres)
Garage Type	Attached
Garage Area	292 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02183253
Street Address	1245 CAVENDISH DR
City	SILVER SPRING
State	MD
Zip	20905-7030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	OAK SPRINGS
Legal Subdivision	OAK SPRINGS
Legal Block	5
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	5
Census Block	5000
Census Tract	701415

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1245 CAVENDISH DR, SILVER SPRING, MD 20905-7030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Intrafamily Transfer, Transfer
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 21, 2020	Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Jun 24, 2003 · Amount on Record
Deed Book / Page	60099 / 384
Last Transfer Date	Nov 1, 2025
Transfer Doc	0698050391
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 7, 2025
Property Address	1245 CAVENDISH DR, SILVER SPRING, MD 20905-7030
Document Number	0698050391
Book / Page	69805 / 391
Map Reference	MB 117 PL 13825
Instrument Date	Nov 1, 2025
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1245 CAVENDISH DR, SILVER SPRING, MD 20905-7030

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1245 CAVENDISH DR, SILVER SPRING, MD 20905-7030

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1245 CAVENDISH DR, SILVER SPRING, MD 20905-7030
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0649700354
Date	Jan 5, 2022
Book Page	64970/354

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 21, 2020
Property Address	1245 CAVENDISH DR, SILVER SPRING, MD 20905-7030
Document Number	0600990384
Book / Page	60099 / 384
Map Reference	MB 117 PL 13825
Instrument Date	Jul 2, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	ALLIED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1245 CAVENDISH DR, SILVER SPRING, MD 20905-7030

Mortgage

Document Number	60099391
Date	Jul 21, 2020
Instrument	60099/391

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,700 (+6.83%) Land $223,300 Building $318,400	$541,700 (-) Land $223,300 Building $318,400
2025	$5,680.00 (-3.5%)	$507,067 (+15.82%)	$541,700 (+23.73%) Land $223,300 Building $318,400
2024	$5,886.00 (+40.14%)
2023		$437,800 Land $223,300 Building $214,500	$437,800 Land $223,300 Building $214,500
2022	$4,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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