1245 Bee Tree Rd, Swannanoa, NC 28778 Property Records

Buncombe County property record for 1245 Bee Tree Rd, Swannanoa, NC 28778

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 520 sqft · built 1961
Lot Size	2.72 acres (118,483 sqft)
Owner	Company Name on Record
Last Sale	$590 (Feb 2022)
Tax Bill	$239 (2025)
Deeds & Mortgages	Feb 2022 Sale Dec 2021 Sale & Second Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`675836-2020-202`

Property Details

APN / Parcel Number

Primary APN	`675836-2020-202`
Alternative APNs	`9780-82-8238-00000` `978004828226000` `008072605`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	520 sqft Living Area
1st Floor Area	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Rustic
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	118,483 sqft (2.72 acres)
Porch	Open Porch
Porch Area	40 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	675836-2020-202
Street Address	1245 BEE TREE RD
City	SWANNANOA
State	NC
Zip	28778-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000
Legal Subdivision	FRST LAKE PH 02
Legal Block	4
Jurisdiction	BUNCOMBE NC
Township / Civil Division	SWANNANOA
Census Block Group	4
Census Block	4004
Census Tract	3002

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1245 BEE TREE RD, SWANNANOA, NC 28778-3508
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Warranty Deed, Transfer
Dec 6, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage PETER H SMITH TRUST
Feb 5, 2021	Warranty Deed, Transfer
Nov 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Prior Sale	Dec 6, 2021 · Amount on Record
Deed Book / Page	6181 / 1033
Prior Transfer Date	Oct 28, 2020
Prior Transfer Doc	0059740463
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Feb 4, 2022
Property Address	1245 BEE TREE RD, SWANNANOA, NC 28778-3508
Document Number	0061811033
Book / Page	6181 / 1033
Instrument Date	Feb 4, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1245 BEE TREE RD, 1245, SWANNANOA, NC 28778-3508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 BEE TREE RD, SWANNANOA, NC 28778-3508
Investor	Possibly a Property Investor

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 6, 2021
Property Address	1245 BEE TREE RD, SWANNANOA, NC 28778-3508
Document Number	0061570458
Book / Page	6157 / 458
Instrument Date	Dec 6, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1245 BEE TREE RD, 1245, SWANNANOA, NC 28778-3508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 BEE TREE RD, SWANNANOA, NC 28778-3508

Mortgage

Document Number	0006157461
Date	Dec 6, 2021
Instrument	6157/461

Lender

Name	PETER H SMITH TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 30, 2036

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Feb 5, 2021
Property Address	1245 BEE TREE RD, SWANNANOA, NC 28778-3508
Document Number	0060160896
Book / Page	6016 / 896
Instrument Date	Jan 22, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6544 NSR 161, 6544, GENTRYVILLE, IN 47537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 BEE TREE RD, SWANNANOA, NC 28778-3508
Investor	Possibly a Property Investor

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 4, 2020
Property Address	1245 BEE TREE RD, SWANNANOA, NC 28778-3508
Document Number	0059740463
Book / Page	005974 / 000463
Instrument Date	Oct 28, 2020
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8445 TRILLIUM RD FORT MYERS FL 339673430, FORT MYERS, FL 33967-3430

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$239.00 (-69.55%)	$34,400 (-71.21%) Land $23,500 Building $10,900	$34,400 (-71.21%) Land $23,500 Building $10,900
2024	$785.00 (+3.02%)
2023	$762.00	$119,500	$119,500 (+247.38%) Land $38,800 Building $80,700
2021			$34,400 Land $23,500 Building $10,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	35 (2018–2024)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Oct 2024 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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