1245 4th St, Clermont, FL 34711 Property Records

Lake County property record for 1245 4th St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,075 sqft · built 1972
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,000 (Feb 2022)
Tax Bill	$3,249 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2021 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-25-0500-000-01600`

Property Details

APN / Parcel Number

Primary APN	`25-22-25-0500-000-01600`
Alternative APN	`1620058`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,075 sqft Living Area
Gross Area	1,375 sqft
1st Floor Area	1,075 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Screened/Unfinished Porch
Porch Area	256 sqft
Utility Building	1,296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1620058
Street Address	1245 4TH ST
City	CLERMONT
State	FL
Zip	34711-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CLERMONT HIGHLAND ESTATES S 1/2 OF LOT 16 LOT 17 PB 6 PG 107 ORB 5897 PG 324
Legal Range	25E
Legal Township	22S
Legal Section	25
Legal Subdivision	CLERMONT HIGHLAND ESTATES
Legal Tract	0500
Legal Lot Number	16
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1019
Census Tract	31313

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1245 4TH ST, CLERMONT, FL 34711-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 21, 2021	Warranty Deed, Construction Loan · Construction Mortgage UNITED SOUTHERN BANK
Jun 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	202221493
Deed Book / Page	5897 / 324
Prior Transfer Date	Jun 29, 2018
Prior Transfer Doc	0051321098
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 15, 2022
Property Address	1245 4TH ST, CLERMONT, FL 34711-3003
Document Number	0058970324
Book / Page	5897 / 324
Map Reference	MB 6 PG 107
Instrument Date	Feb 9, 2022
Instrument	2022021493
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,079.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1220 S BAY ST, EUSTIS, FL 32726-5549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 4TH ST, CLERMONT, FL 34711-3003

Mortgage

Document Number	0005897326
Date	Feb 15, 2022
Instrument	5897/326

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 21, 2021
Property Address	1245 4TH ST, CLERMONT, FL 34711-3003
Document Number	0057341254
Book / Page	5734 / 1254
Map Reference	MB 6 PG 107
Instrument Date	Jun 17, 2021
Instrument	2021085027
Transaction Type	Construction Loan
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,057.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25900 VAZCAYA BLVD, LEESBURG, FL 34748-8529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 S BAY ST, EUSTIS, FL 32726-5549

Mortgage

Document Number	0057341256
Date	Jun 21, 2021
Instrument	5734/1256

Lender

Name	UNITED SOUTHERN BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	243 Months
Due	Sep 17, 2041

Interest

Rate Type	Adjustable Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jun 29, 2018
Property Address	1245 4TH ST, CLERMONT, FL 34711-3003
Document Number	0051321098
Book / Page	005132 / 001098
Instrument Date	Jun 29, 2018
Instrument	75742
Transaction Type	Transfer
Record Updated	Jul 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2665 SAND HILL RD GUYTON GA 313126913, GUYTON, GA 31312-6913

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,020 (+2.9%)	$260,732 (-0.01%) Land $112,500 Building $148,232
2025		$238,120 (+5.99%) Land $112,500 Building $125,620	$260,768 (+16.07%) Land $112,500 Building $148,268
2024	$3,249.00 (+2.11%)
2023	$3,182.00 (+1.79%) Homeowner's exemption	$224,671 (+25.07%)	$224,671 (+25.07%) Land $90,000 Building $134,671
2022	$3,126.00	$179,635	$179,635 Land $45,000 Building $134,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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