1245 4th Ave W, Kalispell, MT 59901 Property Records

Flathead County property record for 1245 4th Ave W, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 766 sqft · built 1950
Lot Size	0.318 acres (13,852 sqft)
Owner	Individual Name on File
Last Sale	$345,800 (Oct 2025)
Tax Bill	$1,647 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2005 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0752583`

Property Details

APN / Parcel Number

Primary APN	`R0752583`
Alternative APNs	`07-3966-18-4-12-05-0000` `0000043950`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	766 sqft Living Area
1st Floor Area	766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,852 sqft (0.318 acres)
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000043950
Street Address	1245 4TH AVE W
City	KALISPELL
State	MT
Zip	59901-5657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S18, T28 N, R21 W, TR 8TVAC IN S2SE4, ASSR#0000043950
Legal Range	21W
Legal Township	28N
Legal Section	18
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	4
Census Block	4001
Census Tract	1102

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1245 4TH AVE W, KALISPELL, MT 59901-5657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Mar 24, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABN AMRO MORTGAGE GROUP INC
Mar 24, 2005	Deed of Trust, Mortgage · ARM ABN AMRO MORTGAGE GROUP INC
Jul 30, 2012	Deed of Trust, Mortgage · FHA Mortgage MANN MORTGAGE LLC
Oct 8, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 2, 2018	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2025 · Amount on File
Deed Sale	Oct 8, 2025 · Amount on File
Prior Sale	Jul 2, 2018
Deed Document Number	202522009
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1245 4TH AVE W, KALISPELL, MT 59901-5657
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FLATHEAD PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 4TH AVENUE, KALISPELL, MT 59901

Mortgage

Document Number	202400001361
Date	Jan 22, 2024
Instrument	202400001361

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 25, 2044

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1245 4TH AVE W, KALISPELL, MT 59901-5657
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200508314170
Date	Mar 24, 2005
Instrument	200508314170

Lender

Name	ABN AMRO MORTGAGE GROUP INC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2020

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1245 4TH AVE W, KALISPELL, MT 59901-5657
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200508314160
Date	Mar 24, 2005
Instrument	200508314160

Lender

Name	ABN AMRO MORTGAGE GROUP INC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Apr 1, 2010
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Max Rate	9.87%

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1245 4TH AVE W, KALISPELL, MT 59901-5657
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201200017243
Date	Jul 30, 2012
Instrument	201200017243

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	WHITEFISH, MT 59937

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2042

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 8, 2025
Property Address	1245 4TH AVE W, KALISPELL, MT 59901-5657
Document Number	202500022009
Instrument Date	Oct 7, 2025
Instrument	202500022009
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF MT L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 4TH AVE W, KALISPELL, MT 59901-5657

Mortgage

Document Number	202500022010
Date	Oct 8, 2025
Instrument	202500022010

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 2, 2018
Property Address	1245 4TH AVE W, KALISPELL, MT 59901-5657
Document Number	201800013514
Instrument Date	Jul 2, 2018
Instrument	201800013514
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 4TH AVE W, KALISPELL, MT 59901-5657

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,647.00 (+12.58%)	$316,300 (+3.88%)
2025	$1,463.00 (-39.55%)	$304,500 (+25.93%)	$316,300 (+30.81%) Land $104,615 Building $211,685
2023	$2,420.00	$241,800	$241,800 Land $70,553 Building $171,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20
MontanaSky Networks Fixed Wireless	100 / 20

May also be available: Western Montana CommunityTel.

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